WallStSmart

The Allstate Corporation (ALL)vsSandisk Corp (SNDK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 417% more annual revenue ($68.17B vs $13.18B). SNDK leads profitability with a 34.2% profit margin vs 17.8%. ALL trades at a lower P/E of 4.9x. ALL earns a higher WallStSmart Score of 83/100 (A-).

ALL

Exceptional Buy

83

out of 100

Grade: A-

Growth: 6.7Profit: 8.0Value: 8.3Quality: 6.5
Piotroski: 5/9

SNDK

Strong Buy

69

out of 100

Grade: B-

Growth: 7.3Profit: 10.0Value: 3.7Quality: 8.0
Piotroski: 4/9Altman Z: 1.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for ALL.

SNDKSignificantly Overvalued (-52.4%)

Margin of Safety

-52.4%

Fair Value

$413.56

Current Price

$1096.51

$682.95 premium

UndervaluedFair: $413.56Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALL6 strengths · Avg: 9.7/10
PEG RatioValuation
0.4710/10

Growing faster than its price suggests

P/E RatioValuation
4.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
45.2%10/10

Every $100 of equity generates 45 in profit

EPS GrowthGrowth
338.4%10/10

Earnings expanding 338.4% YoY

Market CapQuality
$56.60B9/10

Large-cap with strong market position

Debt/EquityHealth
0.249/10

Conservative balance sheet, low leverage

SNDK6 strengths · Avg: 10.0/10
Return on EquityProfitability
39.3%10/10

Every $100 of equity generates 39 in profit

Profit MarginProfitability
34.2%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
70.0%10/10

Strong operational efficiency at 70.0%

Revenue GrowthGrowth
251.0%10/10

Revenue surging 251.0% year-over-year

EPS GrowthGrowth
618.0%10/10

Earnings expanding 618.0% YoY

Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

Areas to Watch

ALL1 concerns · Avg: 4.0/10
Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

SNDK3 concerns · Avg: 4.0/10
P/E RatioValuation
37.5x4/10

Premium valuation, high expectations priced in

Price/BookValuation
15.9x4/10

Trading at 15.9x book value

Altman Z-ScoreHealth
1.824/10

Grey zone — moderate risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ALL

The strongest argument for ALL centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 17.8% and operating margin at 19.0%. PEG of 0.47 suggests the stock is reasonably priced for its growth.

Bull Case : SNDK

The strongest argument for SNDK centers on Return on Equity, Profit Margin, Operating Margin. Profitability is solid with margins at 34.2% and operating margin at 70.0%. Revenue growth of 251.0% demonstrates continued momentum.

Bear Case : ALL

The primary concerns for ALL are Revenue Growth.

Bear Case : SNDK

The primary concerns for SNDK are P/E Ratio, Price/Book, Altman Z-Score.

Key Dynamics to Monitor

ALL profiles as a value stock while SNDK is a growth play — different risk/reward profiles.

SNDK is growing revenue faster at 251.0% — sustainability is the question.

ALL generates stronger free cash flow (3.5B), providing more financial flexibility.

Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ALL scores higher overall (83/100 vs 69/100), backed by strong 17.8% margins. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

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Sandisk Corp

TECHNOLOGY · COMPUTER HARDWARE · USA

Sandisk Corporation (Ticker: SNDK) is a U.S.-based technology company that develops, manufactures, and sells data storage products and solutions built on NAND flash memory technology, including solid-state drives (SSDs), embedded storage, memory cards, and USB flash drives for consumer, enterprise, and cloud computing markets.

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