The Allstate Corporation (ALL)vsThe Hanover Insurance Group Inc (THG)
ALL
The Allstate Corporation
$265.38
-3.28%
FINANCIAL SERVICES · Cap: $64.80B
THG
The Hanover Insurance Group Inc
$230.09
-0.97%
FINANCIAL SERVICES · Cap: $7.50B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 919% more annual revenue ($68.17B vs $6.69B). ALL leads profitability with a 17.8% profit margin vs 10.8%. THG appears more attractively valued with a PEG of 0.34. THG earns a higher WallStSmart Score of 73/100 (B).
ALL
Strong Buy72
out of 100
Grade: B
THG
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 20 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 48.6% YoY
Areas to Watch
3.0% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bull Case : THG
The strongest argument for THG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.34 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
The primary concerns for ALL are Revenue Growth, PEG Ratio, Altman Z-Score.
Bear Case : THG
The primary concerns for THG are Altman Z-Score.
Key Dynamics to Monitor
THG carries more volatility with a beta of 0.29 — expect wider price swings.
THG is growing revenue faster at 6.1% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
THG scores higher overall (73/100 vs 72/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →The Hanover Insurance Group Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Hanover Insurance Group, Inc. offers a variety of property and casualty insurance products and services in the United States. The company is headquartered in Worcester, Massachusetts.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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