WallStSmart

Alerus Financial Corp (ALRS)vsBerkshire Hathaway Inc (BRK-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 158605% more annual revenue ($375.39B vs $236.53M). BRK-B leads profitability with a 19.3% profit margin vs 11.5%. BRK-B trades at a lower P/E of 14.1x. BRK-B earns a higher WallStSmart Score of 62/100 (C+).

ALRS

Buy

60

out of 100

Grade: C+

Growth: 8.7Profit: 6.0Value: 5.3Quality: 3.5
Piotroski: 3/9Altman Z: 0.17

BRK-B

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALRS4 strengths · Avg: 9.5/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
40.0%10/10

Strong operational efficiency at 40.0%

EPS GrowthGrowth
71.2%10/10

Earnings expanding 71.2% YoY

Revenue GrowthGrowth
18.7%8/10

18.7% revenue growth

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.1x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

Areas to Watch

ALRS4 concerns · Avg: 3.3/10
P/E RatioValuation
27.5x4/10

Moderate valuation

Market CapQuality
$726.72M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.7%3/10

ROE of 4.7% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

BRK-B3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : ALRS

The strongest argument for ALRS centers on Price/Book, Operating Margin, EPS Growth. Revenue growth of 18.7% demonstrates continued momentum.

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bear Case : ALRS

The primary concerns for ALRS are P/E Ratio, Market Cap, Return on Equity.

Bear Case : BRK-B

The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

ALRS profiles as a growth stock while BRK-B is a value play — different risk/reward profiles.

ALRS carries more volatility with a beta of 0.69 — expect wider price swings.

ALRS is growing revenue faster at 18.7% — sustainability is the question.

BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

BRK-B scores higher overall (62/100 vs 60/100), backed by strong 19.3% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Alerus Financial Corp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. The company is headquartered in Grand Forks, North Dakota.

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Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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