WallStSmart

American Homes 4 Rent (AMH)vsMid-America Apartment Communities Inc (MAA)

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Smart Verdict

WallStSmart Research — data-driven comparison

Mid-America Apartment Communities Inc generates 19% more annual revenue ($2.21B vs $1.86B). AMH leads profitability with a 25.3% profit margin vs 17.6%. MAA appears more attractively valued with a PEG of 7.03. AMH earns a higher WallStSmart Score of 60/100 (C+).

AMH

Buy

60

out of 100

Grade: C+

Growth: 6.0Profit: 7.0Value: 6.0Quality: 4.5
Piotroski: 5/9Altman Z: 1.13

MAA

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 7.0Value: 3.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.68
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AMHUndervalued (+84.6%)

Margin of Safety

+84.6%

Fair Value

$205.85

Current Price

$33.27

$172.58 discount

UndervaluedFair: $205.85Overvalued

Intrinsic value data unavailable for MAA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AMH3 strengths · Avg: 8.3/10
Profit MarginProfitability
25.3%9/10

Keeps 25 of every $100 in revenue as profit

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
25.1%8/10

Strong operational efficiency at 25.1%

MAA2 strengths · Avg: 8.0/10
Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
26.6%8/10

Strong operational efficiency at 26.6%

Areas to Watch

AMH4 concerns · Avg: 3.3/10
P/E RatioValuation
26.1x4/10

Moderate valuation

Revenue GrowthGrowth
2.8%4/10

2.8% revenue growth

Return on EquityProfitability
6.8%3/10

ROE of 6.8% — below average capital efficiency

PEG RatioValuation
29.822/10

Expensive relative to growth rate

MAA4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.8%4/10

0.8% revenue growth

Return on EquityProfitability
7.0%3/10

ROE of 7.0% — below average capital efficiency

Debt/EquityHealth
1.023/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : AMH

The strongest argument for AMH centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 25.3% and operating margin at 25.1%.

Bull Case : MAA

The strongest argument for MAA centers on Price/Book, Operating Margin. Profitability is solid with margins at 17.6% and operating margin at 26.6%.

Bear Case : AMH

The primary concerns for AMH are P/E Ratio, Revenue Growth, Return on Equity.

Bear Case : MAA

The primary concerns for MAA are Revenue Growth, Return on Equity, Debt/Equity. A P/E of 42.0x leaves little room for execution misses.

Key Dynamics to Monitor

AMH carries more volatility with a beta of 0.83 — expect wider price swings.

AMH is growing revenue faster at 2.8% — sustainability is the question.

AMH generates stronger free cash flow (180M), providing more financial flexibility.

Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AMH scores higher overall (60/100 vs 50/100), backed by strong 25.3% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Homes 4 Rent

REAL ESTATE · REIT - RESIDENTIAL · USA

American Homes 4 Rent (NYSE: AMH) is a leader in the single-family rental industry and American Homes 4 Rent is fast becoming a nationally recognized rental housing brand, known for its high quality, good value and satisfaction. of tenants.

Mid-America Apartment Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.

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