WallStSmart

American Homes 4 Rent (AMH)vsMid-America Apartment Communities Inc (MAA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mid-America Apartment Communities Inc generates 19% more annual revenue ($2.21B vs $1.85B). AMH leads profitability with a 24.5% profit margin vs 20.2%. MAA appears more attractively valued with a PEG of 7.03. AMH earns a higher WallStSmart Score of 56/100 (C).

AMH

Buy

56

out of 100

Grade: C

Growth: 4.7Profit: 6.5Value: 4.7Quality: 3.8
Piotroski: 2/9Altman Z: 1.12

MAA

Buy

52

out of 100

Grade: C-

Growth: 3.3Profit: 7.0Value: 4.7Quality: 3.3
Piotroski: 2/9Altman Z: 0.78
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AMHSignificantly Overvalued (-277.9%)

Margin of Safety

-277.9%

Fair Value

$8.40

Current Price

$27.54

$19.14 premium

UndervaluedFair: $8.40Overvalued
MAASignificantly Overvalued (-429.3%)

Margin of Safety

-429.3%

Fair Value

$25.70

Current Price

$121.64

$95.94 premium

UndervaluedFair: $25.70Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AMH3 strengths · Avg: 9.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
24.5%9/10

Keeps 25 of every $100 in revenue as profit

Operating MarginProfitability
25.5%8/10

Strong operational efficiency at 25.5%

MAA3 strengths · Avg: 8.3/10
Profit MarginProfitability
20.2%9/10

Keeps 20 of every $100 in revenue as profit

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
28.4%8/10

Strong operational efficiency at 28.4%

Areas to Watch

AMH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
4.2%4/10

4.2% revenue growth

EPS GrowthGrowth
0.2%4/10

0.2% earnings growth

Return on EquityProfitability
6.6%3/10

ROE of 6.6% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

MAA4 concerns · Avg: 3.5/10
P/E RatioValuation
32.2x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Return on EquityProfitability
7.6%3/10

ROE of 7.6% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : AMH

The strongest argument for AMH centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 24.5% and operating margin at 25.5%.

Bull Case : MAA

The strongest argument for MAA centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 20.2% and operating margin at 28.4%.

Bear Case : AMH

The primary concerns for AMH are Revenue Growth, EPS Growth, Return on Equity.

Bear Case : MAA

The primary concerns for MAA are P/E Ratio, Revenue Growth, Return on Equity.

Key Dynamics to Monitor

AMH carries more volatility with a beta of 0.79 — expect wider price swings.

AMH is growing revenue faster at 4.2% — sustainability is the question.

MAA generates stronger free cash flow (159M), providing more financial flexibility.

Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AMH scores higher overall (56/100 vs 52/100), backed by strong 24.5% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Homes 4 Rent

REAL ESTATE · REIT - RESIDENTIAL · USA

American Homes 4 Rent (NYSE: AMH) is a leader in the single-family rental industry and American Homes 4 Rent is fast becoming a nationally recognized rental housing brand, known for its high quality, good value and satisfaction. of tenants.

Mid-America Apartment Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.

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