WallStSmart

The Andersons Inc (ANDE)vsMission Produce Inc (AVO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Andersons Inc generates 722% more annual revenue ($10.98B vs $1.34B). AVO leads profitability with a 2.5% profit margin vs 1.2%. ANDE trades at a lower P/E of 18.8x. ANDE earns a higher WallStSmart Score of 61/100 (C+).

ANDE

Buy

61

out of 100

Grade: C+

Growth: 4.7Profit: 4.5Value: 8.0Quality: 6.0
Piotroski: 5/9Altman Z: 4.07

AVO

Hold

37

out of 100

Grade: F

Growth: 3.3Profit: 4.5Value: 5.3Quality: 8.0
Piotroski: 5/9Altman Z: 3.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ANDEUndervalued (+40.4%)

Margin of Safety

+40.4%

Fair Value

$115.91

Current Price

$72.81

$43.10 discount

UndervaluedFair: $115.91Overvalued

Intrinsic value data unavailable for AVO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ANDE4 strengths · Avg: 9.0/10
EPS GrowthGrowth
11547.0%10/10

Earnings expanding 11547.0% YoY

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.908/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

AVO3 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.3210/10

Safe zone — low bankruptcy risk

Areas to Watch

ANDE4 concerns · Avg: 2.8/10
Profit MarginProfitability
1.2%3/10

1.2% margin — thin

Operating MarginProfitability
0.6%3/10

Operating margin of 0.6%

Debt/EquityHealth
1.033/10

Elevated debt levels

Revenue GrowthGrowth
-1.2%2/10

Revenue declined 1.2%

AVO4 concerns · Avg: 3.0/10
Market CapQuality
$952.71M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.7%3/10

ROE of 3.7% — below average capital efficiency

Profit MarginProfitability
2.5%3/10

2.5% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : ANDE

The strongest argument for ANDE centers on EPS Growth, Altman Z-Score, PEG Ratio. PEG of 0.90 suggests the stock is reasonably priced for its growth.

Bull Case : AVO

The strongest argument for AVO centers on Price/Book, Debt/Equity, Altman Z-Score.

Bear Case : ANDE

The primary concerns for ANDE are Profit Margin, Operating Margin, Debt/Equity. Thin 1.2% margins leave little buffer for downturns.

Bear Case : AVO

The primary concerns for AVO are Market Cap, Return on Equity, Profit Margin. Thin 2.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

ANDE carries more volatility with a beta of 0.69 — expect wider price swings.

ANDE is growing revenue faster at -1.2% — sustainability is the question.

AVO generates stronger free cash flow (-29M), providing more financial flexibility.

Monitor FOOD DISTRIBUTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ANDE scores higher overall (61/100 vs 37/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Andersons Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

Andersons, Inc., an agricultural company, operates in the commerce, ethanol, plant nutrients, and railroad sectors in the United States and internationally. The company is headquartered in Maumee, Ohio.

Mission Produce Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

Mission Produce, Inc. is engaged in the sourcing, production, and distribution of avocados in the United States and internationally. The company is headquartered in Oxnard, California.

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