WallStSmart

Air Products and Chemicals Inc (APD)vsCVR Partners LP (UAN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Air Products and Chemicals Inc generates 1838% more annual revenue ($12.46B vs $643.22M). UAN leads profitability with a 18.9% profit margin vs 16.9%. UAN trades at a lower P/E of 9.5x. UAN earns a higher WallStSmart Score of 71/100 (B).

APD

Buy

57

out of 100

Grade: C

Growth: 4.7Profit: 7.0Value: 4.0Quality: 3.5
Piotroski: 1/9Altman Z: 1.36

UAN

Strong Buy

71

out of 100

Grade: B

Growth: 6.7Profit: 9.0Value: 6.7Quality: 6.3
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

APDSignificantly Overvalued (-89.1%)

Margin of Safety

-89.1%

Fair Value

$146.87

Current Price

$277.79

$130.92 premium

UndervaluedFair: $146.87Overvalued

Intrinsic value data unavailable for UAN.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

APD2 strengths · Avg: 8.5/10
Market CapQuality
$61.86B9/10

Large-cap with strong market position

Operating MarginProfitability
23.6%8/10

Strong operational efficiency at 23.6%

UAN5 strengths · Avg: 9.6/10
P/E RatioValuation
9.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
39.0%10/10

Every $100 of equity generates 39 in profit

Operating MarginProfitability
32.5%10/10

Strong operational efficiency at 32.5%

EPS GrowthGrowth
84.3%10/10

Earnings expanding 84.3% YoY

Revenue GrowthGrowth
26.0%8/10

Revenue surging 26.0% year-over-year

Areas to Watch

APD4 concerns · Avg: 3.5/10
PEG RatioValuation
2.084/10

Expensive relative to growth rate

P/E RatioValuation
29.2x4/10

Moderate valuation

Debt/EquityHealth
1.173/10

Elevated debt levels

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

UAN2 concerns · Avg: 3.0/10
Market CapQuality
$1.16B3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.863/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : APD

The strongest argument for APD centers on Market Cap, Operating Margin. Profitability is solid with margins at 16.9% and operating margin at 23.6%.

Bull Case : UAN

The strongest argument for UAN centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.9% and operating margin at 32.5%. Revenue growth of 26.0% demonstrates continued momentum.

Bear Case : APD

The primary concerns for APD are PEG Ratio, P/E Ratio, Debt/Equity.

Bear Case : UAN

The primary concerns for UAN are Market Cap, Debt/Equity. Debt-to-equity of 1.86 is elevated, increasing financial risk.

Key Dynamics to Monitor

APD profiles as a mature stock while UAN is a growth play — different risk/reward profiles.

APD carries more volatility with a beta of 0.75 — expect wider price swings.

UAN is growing revenue faster at 26.0% — sustainability is the question.

UAN generates stronger free cash flow (59M), providing more financial flexibility.

Bottom Line

UAN scores higher overall (71/100 vs 57/100), backed by strong 18.9% margins and 26.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Air Products and Chemicals Inc

BASIC MATERIALS · SPECIALTY CHEMICALS · USA

Air Products and Chemicals, Inc. is an American international corporation whose principal business is selling gases and chemicals for industrial uses. Air Products' headquarters is in Allentown, Pennsylvania.

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CVR Partners LP

BASIC MATERIALS · AGRICULTURAL INPUTS · USA

CVR Partners, LP, produces and distributes nitrogen fertilizer products in the United States. The company is headquartered in Sugar Land, Texas.

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