WallStSmart

Api Group Corp (APG)vsCNH Industrial N.V. (CNH)

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Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 116% more annual revenue ($18.19B vs $8.44B). APG leads profitability with a 4.1% profit margin vs 1.7%. CNH earns a higher WallStSmart Score of 51/100 (C-).

APG

Hold

50

out of 100

Grade: D+

Growth: 6.7Profit: 5.5Value: 4.0Quality: 5.0
Piotroski: 5/9Altman Z: 1.72

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.7Profit: 4.5Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.56
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

APGSignificantly Overvalued (-86.5%)

Margin of Safety

-86.5%

Fair Value

$24.12

Current Price

$41.34

$17.22 premium

UndervaluedFair: $24.12Overvalued

Intrinsic value data unavailable for CNH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

APG1 strengths · Avg: 8.0/10
EPS GrowthGrowth
25.0%8/10

Earnings expanding 25.0% YoY

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.738/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

APG3 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.724/10

Distress zone — elevated risk

Profit MarginProfitability
4.1%3/10

4.1% margin — thin

Debt/EquityHealth
1.093/10

Elevated debt levels

CNH4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.0%4/10

2.0% revenue growth

Altman Z-ScoreHealth
1.564/10

Distress zone — elevated risk

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : APG

The strongest argument for APG centers on EPS Growth. Revenue growth of 13.3% demonstrates continued momentum.

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : APG

The primary concerns for APG are Altman Z-Score, Profit Margin, Debt/Equity. Thin 4.1% margins leave little buffer for downturns.

Bear Case : CNH

The primary concerns for CNH are Revenue Growth, Altman Z-Score, Return on Equity. A P/E of 46.0x leaves little room for execution misses. Debt-to-equity of 3.39 is elevated, increasing financial risk.

Key Dynamics to Monitor

APG carries more volatility with a beta of 1.58 — expect wider price swings.

APG is growing revenue faster at 13.3% — sustainability is the question.

APG generates stronger free cash flow (52M), providing more financial flexibility.

Monitor ENGINEERING & CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (51/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Api Group Corp

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

APi Group Corporation provides security, specialty and industrial services primarily in North America. The company is headquartered in New Brighton, Minnesota.

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CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

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