Agora Inc (API)vsSAP SE ADR (SAP)
API
Agora Inc
$4.06
+0.50%
TECHNOLOGY · Cap: $343.27M
SAP
SAP SE ADR
$206.36
+0.20%
TECHNOLOGY · Cap: $248.28B
Smart Verdict
WallStSmart Research — data-driven comparison
SAP SE ADR generates 25077% more annual revenue ($38.19B vs $151.69M). SAP leads profitability with a 20.4% profit margin vs 7.2%. SAP trades at a lower P/E of 27.8x. SAP earns a higher WallStSmart Score of 64/100 (C+).
API
Hold49
out of 100
Grade: D+
SAP
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+63.4%
Fair Value
$11.66
Current Price
$4.06
$7.60 discount
Margin of Safety
-30.1%
Fair Value
$151.01
Current Price
$206.36
$55.35 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 140.0% YoY
Conservative balance sheet, low leverage
18.0% revenue growth
Mega-cap, among the largest globally
Safe zone — low bankruptcy risk
Keeps 20 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 27.6%
Earnings expanding 30.6% YoY
Areas to Watch
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 1.9% — below average capital efficiency
7.2% margin — thin
Expensive relative to growth rate
Moderate valuation
Trading at 64.9x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : API
The strongest argument for API centers on Price/Book, EPS Growth, Debt/Equity. Revenue growth of 18.0% demonstrates continued momentum.
Bull Case : SAP
The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.
Bear Case : API
The primary concerns for API are Altman Z-Score, Market Cap, Return on Equity. A P/E of 40.6x leaves little room for execution misses.
Bear Case : SAP
The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.
Key Dynamics to Monitor
API profiles as a growth stock while SAP is a mature play — different risk/reward profiles.
API carries more volatility with a beta of 0.80 — expect wider price swings.
API is growing revenue faster at 18.0% — sustainability is the question.
SAP generates stronger free cash flow (3.0B), providing more financial flexibility.
Bottom Line
SAP scores higher overall (64/100 vs 49/100), backed by strong 20.4% margins. API offers better value entry with a 63.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Agora Inc
TECHNOLOGY · SOFTWARE - APPLICATION · China
Agora, Inc. provides a Real-Time Interaction Platform as a Service (RTE-PaaS) in the People's Republic of China, the United States, and internationally. The company is headquartered in Shanghai, China.
Visit Website →SAP SE ADR
TECHNOLOGY · SOFTWARE - APPLICATION · USA
SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.
Visit Website →Compare with Other SOFTWARE - APPLICATION Stocks
Want to dig deeper into these stocks?