Arrow Financial Corporation (AROW)vsBerkshire Hathaway Inc (BRK-B)
AROW
Arrow Financial Corporation
$36.85
+2.19%
FINANCIAL SERVICES · Cap: $609.01M
BRK-B
Berkshire Hathaway Inc
$474.07
-0.28%
FINANCIAL SERVICES · Cap: $1.03T
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 234513% more annual revenue ($371.44B vs $158.32M). AROW leads profitability with a 27.8% profit margin vs 18.0%. AROW appears more attractively valued with a PEG of 2.84. AROW earns a higher WallStSmart Score of 76/100 (B+).
AROW
Strong Buy76
out of 100
Grade: B+
BRK-B
Buy54
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 40.7%
Revenue surging 37.0% year-over-year
Earnings expanding 216.5% YoY
Keeps 28 of every $100 in revenue as profit
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : AROW
The strongest argument for AROW centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 27.8% and operating margin at 40.7%. Revenue growth of 37.0% demonstrates continued momentum.
Bull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bear Case : AROW
The primary concerns for AROW are Market Cap, PEG Ratio.
Bear Case : BRK-B
The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio, Revenue Growth.
Key Dynamics to Monitor
AROW profiles as a growth stock while BRK-B is a declining play — different risk/reward profiles.
AROW carries more volatility with a beta of 0.76 — expect wider price swings.
AROW is growing revenue faster at 37.0% — sustainability is the question.
BRK-B generates stronger free cash flow (5.0B), providing more financial flexibility.
Bottom Line
AROW scores higher overall (76/100 vs 54/100), backed by strong 27.8% margins and 37.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arrow Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Arrow Financial Corporation, a banking holding company, offers consumer and commercial banking and financial products and services. The company is headquartered in Glens Falls, New York.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
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