WallStSmart

Accelerant Holdings (ARX)vsMarsh & McLennan Companies Inc (MMC)

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Smart Verdict

WallStSmart Research — data-driven comparison

Marsh & McLennan Companies Inc generates 2989% more annual revenue ($26.45B vs $856.30M). MMC leads profitability with a 15.6% profit margin vs -1.7%. MMC earns a higher WallStSmart Score of 62/100 (C+).

ARX

Avoid

34

out of 100

Grade: F

Growth: 7.3Profit: 3.5Value: 5.0Quality: 7.0
Piotroski: 2/9Altman Z: 1.05

MMC

Buy

62

out of 100

Grade: C+

Growth: 5.3Profit: 8.0Value: 7.3Quality: 4.8
Piotroski: 3/9Altman Z: 1.67
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for ARX.

MMCSignificantly Overvalued (-222.6%)

Margin of Safety

-222.6%

Fair Value

$56.64

Current Price

$182.70

$126.06 premium

UndervaluedFair: $56.64Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ARX2 strengths · Avg: 9.5/10
Revenue GrowthGrowth
49.2%10/10

Revenue surging 49.2% year-over-year

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

MMC3 strengths · Avg: 8.7/10
Market CapQuality
$89.82B9/10

Large-cap with strong market position

Return on EquityProfitability
28.7%9/10

Every $100 of equity generates 29 in profit

Free Cash FlowQuality
$2.30B8/10

Generating 2.3B in free cash flow

Areas to Watch

ARX4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-2.5%2/10

ROE of -2.5% — below average capital efficiency

EPS GrowthGrowth
-11.1%2/10

Earnings declined 11.1%

Altman Z-ScoreHealth
1.052/10

Distress zone — elevated risk

MMC4 concerns · Avg: 3.8/10
PEG RatioValuation
2.004/10

Expensive relative to growth rate

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.674/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : ARX

The strongest argument for ARX centers on Revenue Growth, Debt/Equity. Revenue growth of 49.2% demonstrates continued momentum.

Bull Case : MMC

The strongest argument for MMC centers on Market Cap, Return on Equity, Free Cash Flow. Profitability is solid with margins at 15.6% and operating margin at 19.2%. Revenue growth of 11.5% demonstrates continued momentum.

Bear Case : ARX

The primary concerns for ARX are Piotroski F-Score, Return on Equity, EPS Growth.

Bear Case : MMC

The primary concerns for MMC are PEG Ratio, EPS Growth, Altman Z-Score.

Key Dynamics to Monitor

ARX profiles as a hypergrowth stock while MMC is a mature play — different risk/reward profiles.

ARX is growing revenue faster at 49.2% — sustainability is the question.

MMC generates stronger free cash flow (2.3B), providing more financial flexibility.

Monitor INSURANCE BROKERS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MMC scores higher overall (62/100 vs 34/100), backed by strong 15.6% margins and 11.5% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Accelerant Holdings

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Accelerant Holdings (ARX) is a pioneering specialty insurance and reinsurance provider that tailors its offerings to meet the unique needs of underserved markets. Leveraging advanced data analytics and innovative technology, the company empowers its insurance partners to enhance underwriting performance and foster growth through a distinctive membership model. This collaborative strategy not only optimizes risk management but also underscores Accelerant's commitment to agility and innovation in a rapidly changing insurance landscape. By focusing on strategic partnerships, Accelerant positions itself for sustainable growth and operational excellence, capitalizing on emerging opportunities in the evolving market.

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Marsh & McLennan Companies Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Marsh McLennan (formerly known as Marsh & McLennan Companies) is a global professional services firm, headquartered in New York City with businesses in insurance brokerage, risk management, reinsurance services, talent management, investment advisory, and management consulting. Its four main operating companies are Marsh, Guy Carpenter, Mercer, and Oliver Wyman.

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