WallStSmart

Atlanticus Holdings Corp Preferred (ATLCP)vsBerkshire Hathaway Inc (BRK-A)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 66567% more annual revenue ($371.44B vs $557.17M). ATLCP leads profitability with a 21.9% profit margin vs 18.0%. ATLCP trades at a lower P/E of 3.1x. ATLCP earns a higher WallStSmart Score of 53/100 (C-).

ATLCP

Buy

53

out of 100

Grade: C-

Growth: 9.3Profit: 7.5Value: 6.7Quality: 3.5
Piotroski: 3/9Altman Z: 0.76

BRK-A

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.46

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ATLCP6 strengths · Avg: 9.2/10
P/E RatioValuation
3.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
50.1%10/10

Revenue surging 50.1% year-over-year

Profit MarginProfitability
21.9%9/10

Keeps 22 of every $100 in revenue as profit

Operating MarginProfitability
26.3%8/10

Strong operational efficiency at 26.3%

EPS GrowthGrowth
22.7%8/10

Earnings expanding 22.7% YoY

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.0%10/10

Strong operational efficiency at 33.0%

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$4.99B8/10

Generating 5.0B in free cash flow

Areas to Watch

ATLCP4 concerns · Avg: 2.3/10
Market CapQuality
$619.02M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.762/10

Distress zone — elevated risk

Debt/EquityHealth
9.631/10

Elevated debt levels

BRK-A4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
9.682/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

EPS GrowthGrowth
-2.5%2/10

Earnings declined 2.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : ATLCP

The strongest argument for ATLCP centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 21.9% and operating margin at 26.3%. Revenue growth of 50.1% demonstrates continued momentum.

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.

Bear Case : ATLCP

The primary concerns for ATLCP are Market Cap, Piotroski F-Score, Altman Z-Score. Debt-to-equity of 9.63 is elevated, increasing financial risk.

Bear Case : BRK-A

The primary concerns for BRK-A are Piotroski F-Score, PEG Ratio, Revenue Growth.

Key Dynamics to Monitor

ATLCP profiles as a growth stock while BRK-A is a declining play — different risk/reward profiles.

ATLCP carries more volatility with a beta of 1.88 — expect wider price swings.

ATLCP is growing revenue faster at 50.1% — sustainability is the question.

BRK-A generates stronger free cash flow (5.0B), providing more financial flexibility.

Bottom Line

ATLCP scores higher overall (53/100 vs 51/100), backed by strong 21.9% margins and 50.1% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Atlanticus Holdings Corp Preferred

FINANCIAL SERVICES · CREDIT SERVICES · USA

Atlanticus Holdings Corp Preferred (ATLCP) is an influential player in the financial services industry, specializing in innovative credit solutions and consumer finance through its parent organization, Atlanticus Holdings Corporation. The company employs advanced technology and data analytics to improve credit access for underserved populations, addressing the limitations of traditional lending. ATLCP's diversified lending platforms and strategic partnerships enhance its investment landscape and reinforce its competitive standing in the alternative finance sector. Committed to responsible lending and financial inclusivity, Atlanticus strives to generate sustainable value for investors while empowering consumers with essential financial resources.

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Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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