WallStSmart

Bank of America Corp (BAC)vsNuveen Multi-Asset Income Fund (NMAI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BAC leads profitability with a 29.0% profit margin vs 0.0%. NMAI trades at a lower P/E of 5.6x. BAC earns a higher WallStSmart Score of 82/100 (A-).

BAC

Exceptional Buy

82

out of 100

Grade: A-

Growth: 8.0Profit: 7.5Value: 7.0Quality: 3.5
Piotroski: 5/9Altman Z: -0.27

NMAI

Avoid

32

out of 100

Grade: F

Growth: 4.3Profit: 4.0Value: 6.7Quality: 6.0
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BAC6 strengths · Avg: 9.2/10
Market CapQuality
$377.03B10/10

Mega-cap, among the largest globally

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.0%10/10

Strong operational efficiency at 36.0%

Profit MarginProfitability
29.0%9/10

Keeps 29 of every $100 in revenue as profit

PEG RatioValuation
0.948/10

Growing faster than its price suggests

P/E RatioValuation
13.2x8/10

Attractively priced relative to earnings

NMAI1 strengths · Avg: 10.0/10
P/E RatioValuation
5.6x10/10

Attractively priced relative to earnings

Areas to Watch

BAC3 concerns · Avg: 2.3/10
Debt/EquityHealth
1.213/10

Elevated debt levels

Free Cash FlowQuality
$-22.95B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
-0.272/10

Distress zone — elevated risk

NMAI4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$457.60M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : BAC

The strongest argument for BAC centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 29.0% and operating margin at 36.0%. Revenue growth of 11.8% demonstrates continued momentum.

Bull Case : NMAI

The strongest argument for NMAI centers on P/E Ratio.

Bear Case : BAC

The primary concerns for BAC are Debt/Equity, Free Cash Flow, Altman Z-Score.

Bear Case : NMAI

The primary concerns for NMAI are Revenue Growth, EPS Growth, Market Cap.

Key Dynamics to Monitor

BAC profiles as a mature stock while NMAI is a value play — different risk/reward profiles.

BAC is growing revenue faster at 11.8% — sustainability is the question.

NMAI generates stronger free cash flow (26M), providing more financial flexibility.

Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BAC scores higher overall (82/100 vs 32/100), backed by strong 29.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bank of America Corp

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.

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Nuveen Multi-Asset Income Fund

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Nuveen Multi-Asset Income Fund (NMAI) is a strategically diversified investment vehicle aimed at delivering a steady stream of current income and total return through a balanced allocation among equities, fixed income, and alternative investments. Utilizing a comprehensive investment strategy, the fund seeks to enhance yield while effectively managing risk by capitalizing on a wide range of opportunities across both domestic and international markets. Supported by the seasoned expertise of Nuveen's portfolio management team, NMAI represents an attractive option for institutional investors seeking stability and income generation in today's dynamic economic landscape.

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