Bank of America Corp (BAC)vsQCR Holdings Inc (QCRH)
BAC
Bank of America Corp
$50.54
-0.32%
FINANCIAL SERVICES · Cap: $345.08B
QCRH
QCR Holdings Inc
$103.35
-0.22%
FINANCIAL SERVICES · Cap: $1.69B
Smart Verdict
WallStSmart Research — data-driven comparison
Bank of America Corp generates 30386% more annual revenue ($114.87B vs $376.81M). QCRH leads profitability with a 37.6% profit margin vs 28.1%. BAC appears more attractively valued with a PEG of 0.91. BAC earns a higher WallStSmart Score of 72/100 (B).
BAC
Strong Buy72
out of 100
Grade: B
QCRH
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.3%
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 43.7%
Attractively priced relative to earnings
Areas to Watch
Elevated debt levels
Earnings declined 14.3%
Negative free cash flow — burning cash
Distress zone — elevated risk
2.3% earnings growth
Smaller company, higher risk/reward
Revenue declined 2.5%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BAC
The strongest argument for BAC centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 28.1% and operating margin at 31.3%. PEG of 0.91 suggests the stock is reasonably priced for its growth.
Bull Case : QCRH
The strongest argument for QCRH centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 37.6% and operating margin at 43.7%. PEG of 1.02 suggests the stock is reasonably priced for its growth.
Bear Case : BAC
The primary concerns for BAC are Debt/Equity, EPS Growth, Free Cash Flow.
Bear Case : QCRH
The primary concerns for QCRH are EPS Growth, Market Cap, Revenue Growth.
Key Dynamics to Monitor
BAC profiles as a mature stock while QCRH is a declining play — different risk/reward profiles.
BAC carries more volatility with a beta of 1.21 — expect wider price swings.
BAC is growing revenue faster at 7.1% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BAC scores higher overall (72/100 vs 61/100), backed by strong 28.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bank of America Corp
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.
Visit Website →QCR Holdings Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
QCR Holdings, Inc., a multi-bank holding company, provides consumer and commercial banking services, trust and asset management services. The company is headquartered in Moline, Illinois.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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