Southern California Bancorp Common Stock (BCAL)vsBerkshire Hathaway Inc (BRK-B)
BCAL
Southern California Bancorp Common Stock
$18.69
+0.48%
FINANCIAL SERVICES · Cap: $593.85M
BRK-B
Berkshire Hathaway Inc
$474.07
-0.28%
FINANCIAL SERVICES · Cap: $1.03T
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 196431% more annual revenue ($371.44B vs $189.00M). BCAL leads profitability with a 33.4% profit margin vs 18.0%. BCAL trades at a lower P/E of 9.6x. BRK-B earns a higher WallStSmart Score of 54/100 (C-).
BCAL
Buy54
out of 100
Grade: C-
BRK-B
Buy54
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 55.0%
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Areas to Watch
1.9% revenue growth
Smaller company, higher risk/reward
Earnings declined 1.1%
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : BCAL
The strongest argument for BCAL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 33.4% and operating margin at 55.0%.
Bull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bear Case : BCAL
The primary concerns for BCAL are Revenue Growth, Market Cap, EPS Growth.
Bear Case : BRK-B
The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio, Revenue Growth.
Key Dynamics to Monitor
BCAL profiles as a value stock while BRK-B is a declining play — different risk/reward profiles.
BRK-B carries more volatility with a beta of 0.70 — expect wider price swings.
BCAL is growing revenue faster at 1.9% — sustainability is the question.
BRK-B generates stronger free cash flow (5.0B), providing more financial flexibility.
Bottom Line
BCAL scores higher overall (54/100 vs 54/100), backed by strong 33.4% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Southern California Bancorp Common Stock
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Southern California Bancorp is the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to medium-sized businesses. The company is headquartered in San Diego, California.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?