WallStSmart

BCE Inc (BCE)vsAT&T Inc. (T)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AT&T Inc. generates 412% more annual revenue ($126.53B vs $24.71B). BCE leads profitability with a 26.1% profit margin vs 16.9%. BCE appears more attractively valued with a PEG of 0.22. BCE earns a higher WallStSmart Score of 75/100 (B+).

BCE

Strong Buy

75

out of 100

Grade: B+

Growth: 3.3Profit: 8.5Value: 9.3Quality: 3.0
Piotroski: 3/9Altman Z: 0.80

T

Buy

64

out of 100

Grade: C+

Growth: 3.3Profit: 7.5Value: 7.3Quality: 3.5
Piotroski: 5/9Altman Z: 0.87
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BCEUndervalued (+26.3%)

Margin of Safety

+26.3%

Fair Value

$34.81

Current Price

$24.41

$10.40 discount

UndervaluedFair: $34.81Overvalued
TUndervalued (+16.3%)

Margin of Safety

+16.3%

Fair Value

$27.48

Current Price

$22.75

$4.73 discount

UndervaluedFair: $27.48Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BCE6 strengths · Avg: 9.0/10
PEG RatioValuation
0.2210/10

Growing faster than its price suggests

P/E RatioValuation
5.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
26.8%9/10

Every $100 of equity generates 27 in profit

Profit MarginProfitability
26.1%9/10

Keeps 26 of every $100 in revenue as profit

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Operating MarginProfitability
21.3%8/10

Strong operational efficiency at 21.3%

T5 strengths · Avg: 9.0/10
P/E RatioValuation
8.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Market CapQuality
$171.21B9/10

Large-cap with strong market position

Operating MarginProfitability
22.7%8/10

Strong operational efficiency at 22.7%

Free Cash FlowQuality
$2.68B8/10

Generating 2.7B in free cash flow

Areas to Watch

BCE4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.0%4/10

4.0% revenue growth

Debt/EquityHealth
1.843/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-2.9%2/10

Earnings declined 2.9%

T4 concerns · Avg: 3.3/10
PEG RatioValuation
1.714/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.9%4/10

2.9% revenue growth

Debt/EquityHealth
1.503/10

Elevated debt levels

EPS GrowthGrowth
-11.3%2/10

Earnings declined 11.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : BCE

The strongest argument for BCE centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 26.1% and operating margin at 21.3%. PEG of 0.22 suggests the stock is reasonably priced for its growth.

Bull Case : T

The strongest argument for T centers on P/E Ratio, Price/Book, Market Cap. Profitability is solid with margins at 16.9% and operating margin at 22.7%.

Bear Case : BCE

The primary concerns for BCE are Revenue Growth, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.84 is elevated, increasing financial risk.

Bear Case : T

The primary concerns for T are PEG Ratio, Revenue Growth, Debt/Equity.

Key Dynamics to Monitor

BCE carries more volatility with a beta of 0.59 — expect wider price swings.

BCE is growing revenue faster at 4.0% — sustainability is the question.

T generates stronger free cash flow (2.7B), providing more financial flexibility.

Monitor TELECOM SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BCE scores higher overall (75/100 vs 64/100), backed by strong 26.1% margins. T offers better value entry with a 16.3% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BCE Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

BCE Inc., a telecommunications and media company, provides wireless, wireline, Internet and television (TV) services to residential, commercial and wholesale customers in Canada. The company is headquartered in Verdun, Canada.

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AT&T Inc.

COMMUNICATION SERVICES · TELECOM SERVICES · USA

AT&T Inc. is an American multinational conglomerate holding company, Delaware-registered but headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world largest telecommunications company, and the second largest provider of mobile telephone services.

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