WallStSmart

Bank First National Corp (BFC)vsMizuho Financial Group Inc. (MFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 2075011% more annual revenue ($4.02T vs $193.62M). BFC leads profitability with a 37.8% profit margin vs 26.1%. BFC appears more attractively valued with a PEG of 0.10. MFG earns a higher WallStSmart Score of 74/100 (B).

BFC

Buy

61

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 7.0Quality: 5.8
Piotroski: 5/9

MFG

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 7.0Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BFC6 strengths · Avg: 9.7/10
PEG RatioValuation
0.1010/10

Growing faster than its price suggests

Profit MarginProfitability
37.8%10/10

Keeps 38 of every $100 in revenue as profit

Operating MarginProfitability
42.9%10/10

Strong operational efficiency at 42.9%

Revenue GrowthGrowth
49.1%10/10

Revenue surging 49.1% year-over-year

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

MFG6 strengths · Avg: 8.7/10
Operating MarginProfitability
36.3%10/10

Strong operational efficiency at 36.3%

Market CapQuality
$107.90B9/10

Large-cap with strong market position

Profit MarginProfitability
26.1%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.938/10

Growing faster than its price suggests

P/E RatioValuation
16.4x8/10

Attractively priced relative to earnings

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Areas to Watch

BFC2 concerns · Avg: 2.5/10
Market CapQuality
$1.63B3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-2.1%2/10

Earnings declined 2.1%

MFG0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : BFC

The strongest argument for BFC centers on PEG Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 37.8% and operating margin at 42.9%. Revenue growth of 49.1% demonstrates continued momentum.

Bull Case : MFG

The strongest argument for MFG centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.93 suggests the stock is reasonably priced for its growth.

Bear Case : BFC

The primary concerns for BFC are Market Cap, EPS Growth.

Bear Case : MFG

No major red flags identified for MFG, but monitor valuation.

Key Dynamics to Monitor

BFC profiles as a growth stock while MFG is a mature play — different risk/reward profiles.

BFC carries more volatility with a beta of 0.44 — expect wider price swings.

BFC is growing revenue faster at 49.1% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MFG scores higher overall (74/100 vs 61/100), backed by strong 26.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bank First National Corp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Bank First Corporation is a Bank First NA holding company providing business and consumer financial services to businesses, professionals and consumers in Wisconsin. The company is headquartered in Manitowoc, Wisconsin.

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Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

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