WallStSmart

Boyd Group Services Inc. (BGSI)vsLithia Motors Inc (LAD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lithia Motors Inc generates 955% more annual revenue ($37.94B vs $3.59B). LAD leads profitability with a 1.9% profit margin vs 0.3%. LAD trades at a lower P/E of 12.2x. LAD earns a higher WallStSmart Score of 61/100 (C+).

BGSI

Hold

47

out of 100

Grade: D+

Growth: 5.3Profit: 4.5Value: 4.0Quality: 4.0
Piotroski: 3/9Altman Z: 1.77

LAD

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 5.0Value: 7.3Quality: 4.5
Piotroski: 2/9Altman Z: 2.38
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for BGSI.

LADUndervalued (+12.0%)

Margin of Safety

+12.0%

Fair Value

$364.07

Current Price

$358.02

$6.05 discount

UndervaluedFair: $364.07Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BGSI2 strengths · Avg: 9.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
29.9%8/10

Revenue surging 29.9% year-over-year

LAD3 strengths · Avg: 8.7/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

PEG RatioValuation
0.728/10

Growing faster than its price suggests

P/E RatioValuation
12.2x8/10

Attractively priced relative to earnings

Areas to Watch

BGSI4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.774/10

Distress zone — elevated risk

Return on EquityProfitability
0.8%3/10

ROE of 0.8% — below average capital efficiency

Profit MarginProfitability
0.3%3/10

0.3% margin — thin

Operating MarginProfitability
4.3%3/10

Operating margin of 4.3%

LAD4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Operating MarginProfitability
4.6%3/10

Operating margin of 4.6%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : BGSI

The strongest argument for BGSI centers on Price/Book, Revenue Growth. Revenue growth of 29.9% demonstrates continued momentum.

Bull Case : LAD

The strongest argument for LAD centers on Price/Book, PEG Ratio, P/E Ratio. PEG of 0.72 suggests the stock is reasonably priced for its growth.

Bear Case : BGSI

The primary concerns for BGSI are Altman Z-Score, Return on Equity, Profit Margin. A P/E of 194.1x leaves little room for execution misses. Thin 0.3% margins leave little buffer for downturns.

Bear Case : LAD

The primary concerns for LAD are Revenue Growth, Profit Margin, Operating Margin. Debt-to-equity of 2.58 is elevated, increasing financial risk. Thin 1.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

BGSI profiles as a growth stock while LAD is a value play — different risk/reward profiles.

LAD carries more volatility with a beta of 1.23 — expect wider price swings.

BGSI is growing revenue faster at 29.9% — sustainability is the question.

BGSI generates stronger free cash flow (88M), providing more financial flexibility.

Bottom Line

LAD scores higher overall (61/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Boyd Group Services Inc.

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Boyd Group Services Inc., operates non-franchised collision repair centers in North America. The company is headquartered in Winnipeg, Canada.

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Lithia Motors Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Lithia Motors, Inc. is an automobile retailer in the United States. The company is headquartered in Medford, Oregon.

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