WallStSmart

Baidu Inc (BIDU)vsNerdwallet Inc (NRDS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Baidu Inc generates 15049% more annual revenue ($128.70B vs $849.60M). NRDS leads profitability with a 8.1% profit margin vs 1.0%. NRDS earns a higher WallStSmart Score of 63/100 (C+).

BIDU

Hold

50

out of 100

Grade: D+

Growth: 2.7Profit: 4.5Value: 6.0Quality: 6.5
Piotroski: 3/9Altman Z: 2.18

NRDS

Buy

63

out of 100

Grade: C+

Growth: 8.0Profit: 7.0Value: 7.7Quality: 7.8
Piotroski: 6/9Altman Z: 4.79
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for BIDU.

NRDSUndervalued (+26.5%)

Margin of Safety

+26.5%

Fair Value

$13.17

Current Price

$9.47

$3.70 discount

UndervaluedFair: $13.17Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BIDU3 strengths · Avg: 8.7/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

PEG RatioValuation
0.638/10

Growing faster than its price suggests

Free Cash FlowQuality
$2.67B8/10

Generating 2.7B in free cash flow

NRDS5 strengths · Avg: 9.4/10
P/E RatioValuation
9.2x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
10935.0%10/10

Earnings expanding 10935.0% YoY

Altman Z-ScoreHealth
4.7910/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
20.5%9/10

Every $100 of equity generates 20 in profit

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

BIDU4 concerns · Avg: 2.8/10
Return on EquityProfitability
3.4%3/10

ROE of 3.4% — below average capital efficiency

Profit MarginProfitability
1.0%3/10

1.0% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-1.2%2/10

Revenue declined 1.2%

NRDS1 concerns · Avg: 3.0/10
Market CapQuality
$560.61M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : BIDU

The strongest argument for BIDU centers on Price/Book, PEG Ratio, Free Cash Flow. PEG of 0.63 suggests the stock is reasonably priced for its growth.

Bull Case : NRDS

The strongest argument for NRDS centers on P/E Ratio, EPS Growth, Altman Z-Score.

Bear Case : BIDU

The primary concerns for BIDU are Return on Equity, Profit Margin, Piotroski F-Score. Thin 1.0% margins leave little buffer for downturns.

Bear Case : NRDS

The primary concerns for NRDS are Market Cap.

Key Dynamics to Monitor

NRDS carries more volatility with a beta of 1.25 — expect wider price swings.

NRDS is growing revenue faster at 6.2% — sustainability is the question.

BIDU generates stronger free cash flow (2.7B), providing more financial flexibility.

Monitor INTERNET CONTENT & INFORMATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NRDS scores higher overall (63/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Baidu Inc

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · China

Baidu, Inc. provides Internet search services primarily in China. The company is headquartered in Beijing, China.

Nerdwallet Inc

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

NerdWallet, Inc. operates a digital platform that provides consumer-oriented advice on personal finance by connecting individuals and small and medium-sized businesses with providers of financial products. The company is headquartered in San Francisco, California.

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