WallStSmart

Buckle Inc (BKE)vsUrban Outfitters Inc (URBN)

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Smart Verdict

WallStSmart Research — data-driven comparison

Urban Outfitters Inc generates 387% more annual revenue ($6.47B vs $1.33B). BKE leads profitability with a 16.6% profit margin vs 8.8%. URBN appears more attractively valued with a PEG of 1.34. URBN earns a higher WallStSmart Score of 71/100 (B).

BKE

Buy

56

out of 100

Grade: C

Growth: 2.7Profit: 9.0Value: 5.3Quality: 7.0
Piotroski: 2/9Altman Z: 3.22

URBN

Strong Buy

71

out of 100

Grade: B

Growth: 7.3Profit: 7.0Value: 6.7Quality: 8.0
Piotroski: 6/9Altman Z: 3.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BKEOvervalued (-12.3%)

Margin of Safety

-12.3%

Fair Value

$46.45

Current Price

$43.94

$2.51 premium

UndervaluedFair: $46.45Overvalued
URBNUndervalued (+3.9%)

Margin of Safety

+3.9%

Fair Value

$73.37

Current Price

$84.80

$11.43 discount

UndervaluedFair: $73.37Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BKE4 strengths · Avg: 9.5/10
P/E RatioValuation
10.2x10/10

Attractively priced relative to earnings

Return on EquityProfitability
49.0%10/10

Every $100 of equity generates 49 in profit

Altman Z-ScoreHealth
3.2210/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
20.8%8/10

Strong operational efficiency at 20.8%

URBN4 strengths · Avg: 9.0/10
EPS GrowthGrowth
75.9%10/10

Earnings expanding 75.9% YoY

Altman Z-ScoreHealth
3.3210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.6x8/10

Attractively priced relative to earnings

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Areas to Watch

BKE4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
4.6%4/10

4.6% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
3.322/10

Expensive relative to growth rate

EPS GrowthGrowth
-2.2%2/10

Earnings declined 2.2%

URBN0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : BKE

The strongest argument for BKE centers on P/E Ratio, Return on Equity, Altman Z-Score. Profitability is solid with margins at 16.6% and operating margin at 20.8%.

Bull Case : URBN

The strongest argument for URBN centers on EPS Growth, Altman Z-Score, P/E Ratio. Revenue growth of 10.4% demonstrates continued momentum. PEG of 1.34 suggests the stock is reasonably priced for its growth.

Bear Case : BKE

The primary concerns for BKE are Revenue Growth, Piotroski F-Score, PEG Ratio.

Bear Case : URBN

No major red flags identified for URBN, but monitor valuation.

Key Dynamics to Monitor

URBN carries more volatility with a beta of 1.22 — expect wider price swings.

URBN is growing revenue faster at 10.4% — sustainability is the question.

URBN generates stronger free cash flow (301M), providing more financial flexibility.

Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

URBN scores higher overall (71/100 vs 56/100) and 10.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Buckle Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

The Buckle, Inc. is a retailer of casual clothing, footwear and accessories for young men and women in the United States. The company is headquartered in Kearney, Nebraska.

Urban Outfitters Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Urban Outfitters, Inc. is engaged in the retail and wholesale of general consumer products. The company is headquartered in Philadelphia, Pennsylvania.

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