WallStSmart

Buckle Inc (BKE)vsUrban Outfitters Inc (URBN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Urban Outfitters Inc generates 381% more annual revenue ($6.32B vs $1.31B). BKE leads profitability with a 16.9% profit margin vs 7.5%. URBN appears more attractively valued with a PEG of 1.24. BKE earns a higher WallStSmart Score of 68/100 (B-).

BKE

Strong Buy

68

out of 100

Grade: B-

Growth: 6.0Profit: 9.0Value: 5.3Quality: 7.0
Piotroski: 2/9Altman Z: 3.22

URBN

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 6.5Value: 6.7Quality: 7.5
Piotroski: 6/9Altman Z: 3.32
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BKEOvervalued (-12.2%)

Margin of Safety

-12.2%

Fair Value

$46.48

Current Price

$42.60

$3.88 premium

UndervaluedFair: $46.48Overvalued
URBNUndervalued (+2.0%)

Margin of Safety

+2.0%

Fair Value

$71.95

Current Price

$73.54

$1.59 discount

UndervaluedFair: $71.95Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BKE5 strengths · Avg: 9.2/10
P/E RatioValuation
9.8x10/10

Attractively priced relative to earnings

Return on EquityProfitability
49.0%10/10

Every $100 of equity generates 49 in profit

Altman Z-ScoreHealth
3.2210/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
20.6%8/10

Strong operational efficiency at 20.6%

EPS GrowthGrowth
31.4%8/10

Earnings expanding 31.4% YoY

URBN3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.3210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Areas to Watch

BKE2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
3.322/10

Expensive relative to growth rate

URBN2 concerns · Avg: 2.5/10
Profit MarginProfitability
7.5%3/10

7.5% margin — thin

Free Cash FlowQuality
$-177.76M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : BKE

The strongest argument for BKE centers on P/E Ratio, Return on Equity, Altman Z-Score. Profitability is solid with margins at 16.9% and operating margin at 20.6%.

Bull Case : URBN

The strongest argument for URBN centers on Altman Z-Score, P/E Ratio, Price/Book. Revenue growth of 11.4% demonstrates continued momentum. PEG of 1.24 suggests the stock is reasonably priced for its growth.

Bear Case : BKE

The primary concerns for BKE are Piotroski F-Score, PEG Ratio.

Bear Case : URBN

The primary concerns for URBN are Profit Margin, Free Cash Flow.

Key Dynamics to Monitor

BKE profiles as a mature stock while URBN is a value play — different risk/reward profiles.

URBN carries more volatility with a beta of 1.22 — expect wider price swings.

URBN is growing revenue faster at 11.4% — sustainability is the question.

BKE generates stronger free cash flow (35M), providing more financial flexibility.

Bottom Line

BKE scores higher overall (68/100 vs 66/100), backed by strong 16.9% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Buckle Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

The Buckle, Inc. is a retailer of casual clothing, footwear and accessories for young men and women in the United States. The company is headquartered in Kearney, Nebraska.

Urban Outfitters Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Urban Outfitters, Inc. is engaged in the retail and wholesale of general consumer products. The company is headquartered in Philadelphia, Pennsylvania.

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