WallStSmart

Black Hills Corporation (BKH)vsSpire Inc (SR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Spire Inc generates 14% more annual revenue ($2.60B vs $2.29B). SR leads profitability with a 13.8% profit margin vs 12.6%. SR appears more attractively valued with a PEG of 2.46. SR earns a higher WallStSmart Score of 68/100 (B-).

BKH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 6.5Value: 4.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.92

SR

Strong Buy

68

out of 100

Grade: B-

Growth: 6.0Profit: 6.5Value: 5.7Quality: 3.0
Piotroski: 4/9Altman Z: 0.57
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BKHUndervalued (+1.4%)

Margin of Safety

+1.4%

Fair Value

$73.63

Current Price

$72.78

$0.85 discount

UndervaluedFair: $73.63Overvalued

Intrinsic value data unavailable for SR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BKH2 strengths · Avg: 9.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
25.9%8/10

Strong operational efficiency at 25.9%

SR4 strengths · Avg: 9.0/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
30.2%10/10

Strong operational efficiency at 30.2%

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
31.0%8/10

Earnings expanding 31.0% YoY

Areas to Watch

BKH4 concerns · Avg: 2.8/10
Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

Debt/EquityHealth
1.183/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.712/10

Expensive relative to growth rate

SR4 concerns · Avg: 2.8/10
PEG RatioValuation
2.464/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

Altman Z-ScoreHealth
0.572/10

Distress zone — elevated risk

Debt/EquityHealth
2.331/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : BKH

The strongest argument for BKH centers on Price/Book, Operating Margin.

Bull Case : SR

The strongest argument for SR centers on Price/Book, Operating Margin, P/E Ratio.

Bear Case : BKH

The primary concerns for BKH are Return on Equity, Debt/Equity, Piotroski F-Score.

Bear Case : SR

The primary concerns for SR are PEG Ratio, Revenue Growth, Altman Z-Score. Debt-to-equity of 2.33 is elevated, increasing financial risk.

Key Dynamics to Monitor

BKH profiles as a declining stock while SR is a value play — different risk/reward profiles.

BKH carries more volatility with a beta of 0.70 — expect wider price swings.

SR is growing revenue faster at 4.5% — sustainability is the question.

SR generates stronger free cash flow (218M), providing more financial flexibility.

Bottom Line

SR scores higher overall (68/100 vs 51/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Black Hills Corporation

UTILITIES · UTILITIES - REGULATED GAS · USA

Black Hills Corporation is a natural gas and electric utility company in the United States. The company is headquartered in Rapid City, South Dakota.

Spire Inc

UTILITIES · UTILITIES - REGULATED GAS · USA

Spire Inc. engages in the purchase, retail distribution, and sale of natural gas to residential, commercial, industrial, and other end-users of natural gas in the United States. The company is headquartered in St. Louis, Missouri.

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