WallStSmart

Topbuild Corp (BLD)vsCaterpillar Inc (CAT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Caterpillar Inc generates 1159% more annual revenue ($70.75B vs $5.62B). CAT leads profitability with a 13.3% profit margin vs 8.9%. BLD trades at a lower P/E of 24.1x. CAT earns a higher WallStSmart Score of 67/100 (B-).

BLD

Hold

47

out of 100

Grade: D+

Growth: 4.7Profit: 7.0Value: 4.3Quality: 7.0
Piotroski: 4/9Altman Z: 3.40

CAT

Strong Buy

67

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 4.3Quality: 4.5
Piotroski: 3/9Altman Z: 2.40
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BLDSignificantly Overvalued (-52.5%)

Margin of Safety

-52.5%

Fair Value

$356.84

Current Price

$428.03

$71.19 premium

UndervaluedFair: $356.84Overvalued

Intrinsic value data unavailable for CAT.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BLD3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.4010/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
22.3%9/10

Every $100 of equity generates 22 in profit

Revenue GrowthGrowth
17.2%8/10

17.2% revenue growth

CAT5 strengths · Avg: 8.8/10
Market CapQuality
$412.55B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
51.3%10/10

Every $100 of equity generates 51 in profit

Revenue GrowthGrowth
22.2%8/10

Revenue surging 22.2% year-over-year

EPS GrowthGrowth
30.2%8/10

Earnings expanding 30.2% YoY

Free Cash FlowQuality
$1.55B8/10

Generating 1.5B in free cash flow

Areas to Watch

BLD2 concerns · Avg: 2.5/10
Debt/EquityHealth
1.393/10

Elevated debt levels

EPS GrowthGrowth
-11.8%2/10

Earnings declined 11.8%

CAT4 concerns · Avg: 2.8/10
PEG RatioValuation
2.224/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
44.6x2/10

Premium valuation, high expectations priced in

Price/BookValuation
22.3x2/10

Trading at 22.3x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : BLD

The strongest argument for BLD centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 17.2% demonstrates continued momentum.

Bull Case : CAT

The strongest argument for CAT centers on Market Cap, Return on Equity, Revenue Growth. Revenue growth of 22.2% demonstrates continued momentum.

Bear Case : BLD

The primary concerns for BLD are Debt/Equity, EPS Growth.

Bear Case : CAT

The primary concerns for CAT are PEG Ratio, Piotroski F-Score, P/E Ratio. A P/E of 44.6x leaves little room for execution misses. Debt-to-equity of 2.03 is elevated, increasing financial risk.

Key Dynamics to Monitor

BLD carries more volatility with a beta of 1.86 — expect wider price swings.

CAT is growing revenue faster at 22.2% — sustainability is the question.

CAT generates stronger free cash flow (1.5B), providing more financial flexibility.

Monitor ENGINEERING & CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CAT scores higher overall (67/100 vs 47/100) and 22.2% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Topbuild Corp

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

TopBuild Corp. The company is headquartered in Daytona Beach, Florida.

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Caterpillar Inc

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

Caterpillar Inc. (often shortened to CAT) is an American Fortune 100 corporation that designs, develops, engineers, manufactures, markets, and sells machinery, engines, financial products, and insurance to customers via a worldwide dealer network.

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