WallStSmart

BlackRock Inc (BLK)vsInvestcorp Credit Management BDC Inc (ICMB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BlackRock Inc generates 154541% more annual revenue ($25.64B vs $16.58M). BLK leads profitability with a 24.4% profit margin vs -118.7%. BLK earns a higher WallStSmart Score of 78/100 (B+).

BLK

Strong Buy

78

out of 100

Grade: B+

Growth: 8.7Profit: 7.5Value: 5.7Quality: 7.0
Piotroski: 2/9Altman Z: 1.13

ICMB

Hold

38

out of 100

Grade: F

Growth: 4.7Profit: 5.0Value: 5.0Quality: 3.5
Piotroski: 4/9Altman Z: 0.22

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BLK6 strengths · Avg: 8.8/10
Operating MarginProfitability
35.6%10/10

Strong operational efficiency at 35.6%

Market CapQuality
$158.18B9/10

Large-cap with strong market position

Profit MarginProfitability
24.4%9/10

Keeps 24 of every $100 in revenue as profit

Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
27.0%8/10

Revenue surging 27.0% year-over-year

ICMB2 strengths · Avg: 10.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
61.6%10/10

Strong operational efficiency at 61.6%

Areas to Watch

BLK4 concerns · Avg: 2.8/10
P/E RatioValuation
25.6x4/10

Moderate valuation

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-1.19B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
1.132/10

Distress zone — elevated risk

ICMB4 concerns · Avg: 2.5/10
Market CapQuality
$17.32M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.233/10

Elevated debt levels

Return on EquityProfitability
-37.4%2/10

ROE of -37.4% — below average capital efficiency

Revenue GrowthGrowth
-18.7%2/10

Revenue declined 18.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : BLK

The strongest argument for BLK centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 35.6%. Revenue growth of 27.0% demonstrates continued momentum.

Bull Case : ICMB

The strongest argument for ICMB centers on Price/Book, Operating Margin.

Bear Case : BLK

The primary concerns for BLK are P/E Ratio, Piotroski F-Score, Free Cash Flow.

Bear Case : ICMB

The primary concerns for ICMB are Market Cap, Debt/Equity, Return on Equity.

Key Dynamics to Monitor

BLK profiles as a growth stock while ICMB is a turnaround play — different risk/reward profiles.

BLK carries more volatility with a beta of 1.46 — expect wider price swings.

BLK is growing revenue faster at 27.0% — sustainability is the question.

ICMB generates stronger free cash flow (11M), providing more financial flexibility.

Bottom Line

BLK scores higher overall (78/100 vs 38/100), backed by strong 24.4% margins and 27.0% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BlackRock Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock, Inc. is an American multinational investment management corporation based in New York City.

Investcorp Credit Management BDC Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Investcorp Credit Management BDC Inc (ICMB) is a premier business development company focused on delivering tailored debt and equity financing solutions to middle-market enterprises, targeting optimal risk-adjusted returns. With a well-diversified investment portfolio spanning multiple sectors, ICMB is dedicated to enhancing shareholder value through prudent risk management and strategic market engagement. Leveraging the expertise of its seasoned management team, the firm identifies and nurtures high-growth potential companies, solidifying its position in the evolving private credit landscape. This approach presents ICMB as an attractive investment opportunity for institutional investors seeking reliable income and diversification in their portfolios.

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