WallStSmart

BlackRock Inc (BLK)vsStellus Capital Investment (SCM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BlackRock Inc generates 23609% more annual revenue ($24.22B vs $102.14M). SCM leads profitability with a 26.5% profit margin vs 22.9%. SCM trades at a lower P/E of 8.7x. BLK earns a higher WallStSmart Score of 70/100 (B-).

BLK

Strong Buy

70

out of 100

Grade: B-

Growth: 6.0Profit: 7.5Value: 7.3Quality: 4.8
Piotroski: 2/9

SCM

Hold

47

out of 100

Grade: D+

Growth: 4.7Profit: 7.5Value: 5.7Quality: 6.3
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BLKSignificantly Overvalued (-298.5%)

Margin of Safety

-298.5%

Fair Value

$240.38

Current Price

$957.91

$717.53 premium

UndervaluedFair: $240.38Overvalued
SCMSignificantly Overvalued (-55.3%)

Margin of Safety

-55.3%

Fair Value

$7.41

Current Price

$9.16

$1.75 premium

UndervaluedFair: $7.41Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BLK6 strengths · Avg: 8.7/10
Operating MarginProfitability
36.7%10/10

Strong operational efficiency at 36.7%

Market CapQuality
$148.99B9/10

Large-cap with strong market position

Profit MarginProfitability
22.9%9/10

Keeps 23 of every $100 in revenue as profit

PEG RatioValuation
0.998/10

Growing faster than its price suggests

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
23.4%8/10

Revenue surging 23.4% year-over-year

SCM4 strengths · Avg: 9.8/10
P/E RatioValuation
8.7x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Operating MarginProfitability
56.6%10/10

Strong operational efficiency at 56.6%

Profit MarginProfitability
26.5%9/10

Keeps 27 of every $100 in revenue as profit

Areas to Watch

BLK3 concerns · Avg: 3.0/10
P/E RatioValuation
27.1x4/10

Moderate valuation

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-31.7%2/10

Earnings declined 31.7%

SCM4 concerns · Avg: 3.0/10
Market CapQuality
$275.00M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

Debt/EquityHealth
1.673/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : BLK

The strongest argument for BLK centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 22.9% and operating margin at 36.7%. Revenue growth of 23.4% demonstrates continued momentum.

Bull Case : SCM

The strongest argument for SCM centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 26.5% and operating margin at 56.6%.

Bear Case : BLK

The primary concerns for BLK are P/E Ratio, Piotroski F-Score, EPS Growth.

Bear Case : SCM

The primary concerns for SCM are Market Cap, Return on Equity, Debt/Equity. Debt-to-equity of 1.67 is elevated, increasing financial risk.

Key Dynamics to Monitor

BLK profiles as a growth stock while SCM is a declining play — different risk/reward profiles.

BLK carries more volatility with a beta of 1.49 — expect wider price swings.

BLK is growing revenue faster at 23.4% — sustainability is the question.

BLK generates stronger free cash flow (2.2B), providing more financial flexibility.

Bottom Line

BLK scores higher overall (70/100 vs 47/100), backed by strong 22.9% margins and 23.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BlackRock Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock, Inc. is an American multinational investment management corporation based in New York City.

Stellus Capital Investment

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Stellus Capital Investment Corporation (SCM) operates as a prominent business development company focused on providing tailored debt and equity financing solutions for private middle-market enterprises. With a strong investment management foundation, Stellus aims to generate attractive risk-adjusted returns while ensuring capital preservation for its shareholders. The company's diversified portfolio includes senior secured loans, subordinated debt, and equity investments across multiple sectors, positioning it effectively to capitalize on growth opportunities in an evolving market landscape. Stellus is committed to consistent income generation and prudent risk management, making it a compelling choice for institutional investors seeking resilient investment strategies.

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