WallStSmart

Bank of Marin Bancorp (BMRC)vsBerkshire Hathaway Inc (BRK-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 1062767% more annual revenue ($375.39B vs $35.32M). BRK-B leads profitability with a 19.3% profit margin vs -90.7%. BMRC appears more attractively valued with a PEG of 2.56. BRK-B earns a higher WallStSmart Score of 62/100 (C+).

BMRC

Buy

54

out of 100

Grade: C-

Growth: 8.0Profit: 5.0Value: 4.0Quality: 7.5
Piotroski: 6/9Altman Z: 0.94

BRK-B

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BMRC5 strengths · Avg: 9.6/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Operating MarginProfitability
37.1%10/10

Strong operational efficiency at 37.1%

EPS GrowthGrowth
76.7%10/10

Earnings expanding 76.7% YoY

Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
25.3%8/10

Revenue surging 25.3% year-over-year

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.1x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

Areas to Watch

BMRC4 concerns · Avg: 2.0/10
Market CapQuality
$406.12M3/10

Smaller company, higher risk/reward

PEG RatioValuation
2.562/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.942/10

Distress zone — elevated risk

Profit MarginProfitability
-90.7%1/10

Currently unprofitable

BRK-B3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : BMRC

The strongest argument for BMRC centers on Price/Book, Operating Margin, EPS Growth. Revenue growth of 25.3% demonstrates continued momentum.

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bear Case : BMRC

The primary concerns for BMRC are Market Cap, PEG Ratio, Altman Z-Score.

Bear Case : BRK-B

The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

BMRC profiles as a growth stock while BRK-B is a value play — different risk/reward profiles.

BMRC carries more volatility with a beta of 0.81 — expect wider price swings.

BMRC is growing revenue faster at 25.3% — sustainability is the question.

BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

BRK-B scores higher overall (62/100 vs 54/100), backed by strong 19.3% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bank of Marin Bancorp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Bank of Marin Bancorp is the holding company of Bank of Marin providing a range of financial services primarily to professionals, small and medium-sized businesses, individuals, and non-profit organizations in the San Francisco Bay Area, California in the United States. United. State. The company is headquartered in Novato, California.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

Visit Website →

Want to dig deeper into these stocks?