Bank of the James Financial Group (BOTJ)vsBerkshire Hathaway Inc (BRK-A)
BOTJ
Bank of the James Financial Group
$22.93
-0.13%
FINANCIAL SERVICES · Cap: $104.31M
BRK-A
Berkshire Hathaway Inc
$710,300.00
-0.22%
FINANCIAL SERVICES · Cap: $1.02T
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 762713% more annual revenue ($371.44B vs $48.69M). BOTJ leads profitability with a 18.5% profit margin vs 18.0%. BOTJ trades at a lower P/E of 11.5x. BOTJ earns a higher WallStSmart Score of 58/100 (C).
BOTJ
Buy58
out of 100
Grade: C
BRK-A
Buy51
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 68.4% YoY
Strong operational efficiency at 29.8%
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : BOTJ
The strongest argument for BOTJ centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 18.5% and operating margin at 29.8%.
Bull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bear Case : BOTJ
The primary concerns for BOTJ are Market Cap.
Bear Case : BRK-A
The primary concerns for BRK-A are Piotroski F-Score, PEG Ratio, Revenue Growth.
Key Dynamics to Monitor
BOTJ profiles as a mature stock while BRK-A is a declining play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.70 — expect wider price swings.
BOTJ is growing revenue faster at 8.9% — sustainability is the question.
BRK-A generates stronger free cash flow (5.0B), providing more financial flexibility.
Bottom Line
BOTJ scores higher overall (58/100 vs 51/100), backed by strong 18.5% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bank of the James Financial Group
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Bank of the James Financial Group, Inc. is the Bank of the James business providing general commercial and retail banking services to individuals, businesses, associations and organizations, and government authorities in Virginia, United States. The company is headquartered in Lynchburg, Virginia.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
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