WallStSmart

Berkshire Hathaway Inc (BRK-A)vsBankwell Financial Group Inc (BWFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 321683% more annual revenue ($371.44B vs $115.43M). BWFG leads profitability with a 34.3% profit margin vs 18.0%. BWFG trades at a lower P/E of 10.5x. BWFG earns a higher WallStSmart Score of 72/100 (B).

BRK-A

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.46

BWFG

Strong Buy

72

out of 100

Grade: B

Growth: 9.3Profit: 7.5Value: 6.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.0%10/10

Strong operational efficiency at 33.0%

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$4.99B8/10

Generating 5.0B in free cash flow

BWFG6 strengths · Avg: 10.0/10
P/E RatioValuation
10.5x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Profit MarginProfitability
34.3%10/10

Keeps 34 of every $100 in revenue as profit

Operating MarginProfitability
47.7%10/10

Strong operational efficiency at 47.7%

Revenue GrowthGrowth
35.3%10/10

Revenue surging 35.3% year-over-year

EPS GrowthGrowth
62.1%10/10

Earnings expanding 62.1% YoY

Areas to Watch

BRK-A4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
9.682/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

EPS GrowthGrowth
-2.5%2/10

Earnings declined 2.5%

BWFG1 concerns · Avg: 3.0/10
Market CapQuality
$418.83M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.

Bull Case : BWFG

The strongest argument for BWFG centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 34.3% and operating margin at 47.7%. Revenue growth of 35.3% demonstrates continued momentum.

Bear Case : BRK-A

The primary concerns for BRK-A are Piotroski F-Score, PEG Ratio, Revenue Growth.

Bear Case : BWFG

The primary concerns for BWFG are Market Cap.

Key Dynamics to Monitor

BRK-A profiles as a declining stock while BWFG is a growth play — different risk/reward profiles.

BRK-A carries more volatility with a beta of 0.70 — expect wider price swings.

BWFG is growing revenue faster at 35.3% — sustainability is the question.

BRK-A generates stronger free cash flow (5.0B), providing more financial flexibility.

Bottom Line

BWFG scores higher overall (72/100 vs 51/100), backed by strong 34.3% margins and 35.3% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Bankwell Financial Group Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Bankwell Financial Group, Inc. is the banking holding company for Bankwell Bank offering a range of banking products and services to business customers and consumers in Connecticut. The company is headquartered in New Canaan, Connecticut.

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