Berkshire Hathaway Inc (BRK-A)vsCredit Acceptance Corporation (CACC)
BRK-A
Berkshire Hathaway Inc
$712,064.33
-0.13%
FINANCIAL SERVICES · Cap: $1.02T
CACC
Credit Acceptance Corporation
$500.62
-3.13%
FINANCIAL SERVICES · Cap: $5.53B
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 29899% more annual revenue ($371.44B vs $1.24B). CACC leads profitability with a 34.2% profit margin vs 18.0%. CACC appears more attractively valued with a PEG of 1.15. CACC earns a higher WallStSmart Score of 63/100 (C+).
BRK-A
Buy51
out of 100
Grade: C-
CACC
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.7%
Every $100 of equity generates 26 in profit
Attractively priced relative to earnings
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
1.6% revenue growth
Earnings declined 10.4%
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bull Case : CACC
The strongest argument for CACC centers on Profit Margin, Operating Margin, Return on Equity. Profitability is solid with margins at 34.2% and operating margin at 46.7%. PEG of 1.15 suggests the stock is reasonably priced for its growth.
Bear Case : BRK-A
The primary concerns for BRK-A are Piotroski F-Score, PEG Ratio, Revenue Growth.
Bear Case : CACC
The primary concerns for CACC are Revenue Growth, EPS Growth, Altman Z-Score. Debt-to-equity of 4.17 is elevated, increasing financial risk.
Key Dynamics to Monitor
BRK-A profiles as a declining stock while CACC is a value play — different risk/reward profiles.
CACC carries more volatility with a beta of 1.32 — expect wider price swings.
CACC is growing revenue faster at 1.6% — sustainability is the question.
BRK-A generates stronger free cash flow (5.0B), providing more financial flexibility.
Bottom Line
CACC scores higher overall (63/100 vs 51/100), backed by strong 34.2% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Credit Acceptance Corporation
FINANCIAL SERVICES · CREDIT SERVICES · USA
Credit Acceptance Corporation offers financing programs and related products and services to independent and franchised automobile dealerships in the United States. The company is headquartered in Southfield, Michigan.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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