WallStSmart

Berkshire Hathaway Inc (BRK-A)vsCapitol Federal Financial Inc (CFFN)

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Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 173456% more annual revenue ($375.39B vs $216.29M). CFFN leads profitability with a 35.9% profit margin vs 19.3%. CFFN appears more attractively valued with a PEG of 4.09. CFFN earns a higher WallStSmart Score of 70/100 (B-).

BRK-A

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 7.0
Piotroski: 4/9Altman Z: 2.59

CFFN

Strong Buy

70

out of 100

Grade: B-

Growth: 8.0Profit: 7.0Value: 5.0Quality: 4.0
Piotroski: 6/9Altman Z: -0.54

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.07T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.7x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

CFFN5 strengths · Avg: 9.2/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
35.9%10/10

Keeps 36 of every $100 in revenue as profit

Operating MarginProfitability
47.3%10/10

Strong operational efficiency at 47.3%

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
34.3%8/10

Earnings expanding 34.3% YoY

Areas to Watch

BRK-A2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

PEG RatioValuation
9.682/10

Expensive relative to growth rate

CFFN4 concerns · Avg: 2.8/10
Market CapQuality
$996.39M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.6%3/10

ROE of 7.6% — below average capital efficiency

Debt/EquityHealth
1.663/10

Elevated debt levels

PEG RatioValuation
4.092/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bull Case : CFFN

The strongest argument for CFFN centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 35.9% and operating margin at 47.3%. Revenue growth of 13.4% demonstrates continued momentum.

Bear Case : BRK-A

The primary concerns for BRK-A are Revenue Growth, PEG Ratio.

Bear Case : CFFN

The primary concerns for CFFN are Market Cap, Return on Equity, Debt/Equity. Debt-to-equity of 1.66 is elevated, increasing financial risk.

Key Dynamics to Monitor

BRK-A profiles as a value stock while CFFN is a mature play — different risk/reward profiles.

CFFN carries more volatility with a beta of 0.69 — expect wider price swings.

CFFN is growing revenue faster at 13.4% — sustainability is the question.

BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

CFFN scores higher overall (70/100 vs 61/100), backed by strong 35.9% margins and 13.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Capitol Federal Financial Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Capitol Federal Financial, Inc. is the holding company for Capitol Federal Savings Bank offering various retail banking products and services in the United States. The company is headquartered in Topeka, Kansas.

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