WallStSmart

Berkshire Hathaway Inc (BRK-A)vsCNFinance Holdings Ltd (CNF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates -41453% more annual revenue ($384.69B vs $-930.26M). BRK-A leads profitability with a 22.3% profit margin vs 0.0%. BRK-A earns a higher WallStSmart Score of 74/100 (B).

BRK-A

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 2.59

CNF

Hold

42

out of 100

Grade: D

Growth: 2.0Profit: 4.5Value: 5.0Quality: 5.8
Piotroski: 5/9Altman Z: 0.52

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.7/10
Market CapQuality
$1.09T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

EPS GrowthGrowth
107.8%10/10

Earnings expanding 107.8% YoY

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

CNF3 strengths · Avg: 9.7/10
Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Operating MarginProfitability
112.9%10/10

Strong operational efficiency at 112.9%

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Areas to Watch

BRK-A1 concerns · Avg: 2.0/10
PEG RatioValuation
9.682/10

Expensive relative to growth rate

CNF4 concerns · Avg: 2.5/10
Market CapQuality
$32.87M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Return on EquityProfitability
-1.6%2/10

ROE of -1.6% — below average capital efficiency

Revenue GrowthGrowth
-75.1%2/10

Revenue declined 75.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.

Bull Case : CNF

The strongest argument for CNF centers on Price/Book, Operating Margin, Debt/Equity.

Bear Case : BRK-A

The primary concerns for BRK-A are PEG Ratio.

Bear Case : CNF

The primary concerns for CNF are Market Cap, Profit Margin, Return on Equity.

Key Dynamics to Monitor

BRK-A profiles as a mature stock while CNF is a value play — different risk/reward profiles.

BRK-A carries more volatility with a beta of 0.60 — expect wider price swings.

BRK-A is growing revenue faster at 10.0% — sustainability is the question.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BRK-A scores higher overall (74/100 vs 42/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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CNFinance Holdings Ltd

FINANCIAL SERVICES · MORTGAGE FINANCE · China

CNFinance Holdings Limited, offers home equity loan services in the People's Republic of China. The company is headquartered in Guangzhou, China.

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