Berkshire Hathaway Inc (BRK-A)vsCitizens & Northern Corp (CZNC)
BRK-A
Berkshire Hathaway Inc
$766,000.00
+0.62%
FINANCIAL SERVICES · Cap: $1.09T
CZNC
Citizens & Northern Corp
$25.97
+0.15%
FINANCIAL SERVICES · Cap: $465.77M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 302170% more annual revenue ($384.69B vs $127.27M). BRK-A leads profitability with a 22.3% profit margin vs 19.9%. CZNC appears more attractively valued with a PEG of 1.21. CZNC earns a higher WallStSmart Score of 75/100 (B).
BRK-A
Strong Buy74
out of 100
Grade: B
CZNC
Strong Buy75
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 42.2%
Revenue surging 53.2% year-over-year
Earnings expanding 100.2% YoY
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 7.3% — below average capital efficiency
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bull Case : CZNC
The strongest argument for CZNC centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 19.9% and operating margin at 42.2%. Revenue growth of 53.2% demonstrates continued momentum.
Bear Case : BRK-A
The primary concerns for BRK-A are PEG Ratio.
Bear Case : CZNC
The primary concerns for CZNC are Market Cap, Return on Equity, Piotroski F-Score.
Key Dynamics to Monitor
BRK-A profiles as a mature stock while CZNC is a growth play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.60 — expect wider price swings.
CZNC is growing revenue faster at 53.2% — sustainability is the question.
BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.
Bottom Line
CZNC scores higher overall (75/100 vs 74/100), backed by strong 19.9% margins and 53.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Citizens & Northern Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Citizens & Northern Corporation is the banking holding company for Citizens & Northern Bank providing a range of banking and mortgage services to individual and corporate clients in northern central Pennsylvania and southern New York. The company is headquartered in Wellsboro, Pennsylvania.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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