Berkshire Hathaway Inc (BRK-A)vsCitizens Community Bancorp Inc (CZWI)
BRK-A
Berkshire Hathaway Inc
$712,064.33
-0.13%
FINANCIAL SERVICES · Cap: $1.02T
CZWI
Citizens Community Bancorp Inc
$20.75
-0.38%
FINANCIAL SERVICES · Cap: $197.68M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 615108% more annual revenue ($371.44B vs $60.38M). CZWI leads profitability with a 23.9% profit margin vs 18.0%. CZWI trades at a lower P/E of 14.1x. CZWI earns a higher WallStSmart Score of 53/100 (C-).
BRK-A
Buy51
out of 100
Grade: C-
CZWI
Buy53
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Keeps 24 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 25.1% year-over-year
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
Smaller company, higher risk/reward
ROE of 7.9% — below average capital efficiency
Earnings declined 60.9%
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bull Case : CZWI
The strongest argument for CZWI centers on Profit Margin, P/E Ratio, Price/Book. Profitability is solid with margins at 23.9% and operating margin at 16.6%. Revenue growth of 25.1% demonstrates continued momentum.
Bear Case : BRK-A
The primary concerns for BRK-A are Piotroski F-Score, PEG Ratio, Revenue Growth.
Bear Case : CZWI
The primary concerns for CZWI are Market Cap, Return on Equity, EPS Growth.
Key Dynamics to Monitor
BRK-A profiles as a declining stock while CZWI is a growth play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.70 — expect wider price swings.
CZWI is growing revenue faster at 25.1% — sustainability is the question.
BRK-A generates stronger free cash flow (5.0B), providing more financial flexibility.
Bottom Line
CZWI scores higher overall (53/100 vs 51/100), backed by strong 23.9% margins and 25.1% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Citizens Community Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Citizens Community Bancorp, Inc. is a bank holding company for Citizens Community Federal NA providing a variety of traditional community banking services to businesses, agricultural operators, and consumers. The company is headquartered in Eau Claire, Wisconsin.
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