Berkshire Hathaway Inc (BRK-A)vsOppFi Inc (OPFI)
BRK-A
Berkshire Hathaway Inc
$710,300.00
-0.22%
FINANCIAL SERVICES · Cap: $1.02T
OPFI
OppFi Inc
$9.51
0.00%
FINANCIAL SERVICES · Cap: $818.93M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 108568% more annual revenue ($371.44B vs $341.81M). BRK-A leads profitability with a 18.0% profit margin vs 7.7%. OPFI trades at a lower P/E of 9.6x. OPFI earns a higher WallStSmart Score of 62/100 (C+).
BRK-A
Buy51
out of 100
Grade: C-
OPFI
Buy62
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Attractively priced relative to earnings
Every $100 of equity generates 54 in profit
Strong operational efficiency at 40.6%
Earnings expanding 266.4% YoY
Safe zone — low bankruptcy risk
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
Smaller company, higher risk/reward
7.7% margin — thin
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bull Case : OPFI
The strongest argument for OPFI centers on P/E Ratio, Return on Equity, Operating Margin.
Bear Case : BRK-A
The primary concerns for BRK-A are Piotroski F-Score, PEG Ratio, Revenue Growth.
Bear Case : OPFI
The primary concerns for OPFI are Market Cap, Profit Margin, Debt/Equity. Debt-to-equity of 6.73 is elevated, increasing financial risk.
Key Dynamics to Monitor
BRK-A profiles as a declining stock while OPFI is a value play — different risk/reward profiles.
OPFI carries more volatility with a beta of 1.80 — expect wider price swings.
OPFI is growing revenue faster at 9.2% — sustainability is the question.
BRK-A generates stronger free cash flow (5.0B), providing more financial flexibility.
Bottom Line
OPFI scores higher overall (62/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →OppFi Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
OppFi Inc. is a prominent financial technology firm that specializes in delivering tailored consumer lending solutions, primarily targeting the underbanked population. Leveraging its proprietary platform, OppFi enhances financial accessibility through equitable and transparent loan products, underpinned by advanced data analytics and machine learning techniques for accurate credit evaluations. With a strong commitment to responsible lending, the company is well-positioned to capitalize on growth opportunities in the fintech sector while promoting the financial well-being of its customers, thereby driving its mission of financial empowerment in a traditionally underserved market. As a publicly traded company, OppFi is strategically focused on innovation and expanding its reach to improve access to essential financial services.
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