Berkshire Hathaway Inc (BRK-A)vsPioneer Bancorp Inc (PBFS)
BRK-A
Berkshire Hathaway Inc
$712,064.33
-0.13%
FINANCIAL SERVICES · Cap: $1.02T
PBFS
Pioneer Bancorp Inc
$14.23
+1.28%
FINANCIAL SERVICES · Cap: $348.40M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 401058% more annual revenue ($371.44B vs $92.59M). PBFS leads profitability with a 21.9% profit margin vs 18.0%. BRK-A trades at a lower P/E of 15.3x. PBFS earns a higher WallStSmart Score of 59/100 (C).
BRK-A
Buy51
out of 100
Grade: C-
PBFS
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 30.9%
Keeps 22 of every $100 in revenue as profit
Attractively priced relative to earnings
15.7% revenue growth
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
Smaller company, higher risk/reward
ROE of 6.5% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bull Case : PBFS
The strongest argument for PBFS centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 21.9% and operating margin at 30.9%. Revenue growth of 15.7% demonstrates continued momentum.
Bear Case : BRK-A
The primary concerns for BRK-A are Piotroski F-Score, PEG Ratio, Revenue Growth.
Bear Case : PBFS
The primary concerns for PBFS are Market Cap, Return on Equity.
Key Dynamics to Monitor
BRK-A profiles as a declining stock while PBFS is a growth play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.70 — expect wider price swings.
PBFS is growing revenue faster at 15.7% — sustainability is the question.
BRK-A generates stronger free cash flow (5.0B), providing more financial flexibility.
Bottom Line
PBFS scores higher overall (59/100 vs 51/100), backed by strong 21.9% margins and 15.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Pioneer Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Pioneer Bancorp, Inc. is a portfolio company of Pioneer Savings Bank offering various banking products and services in New York.
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