WallStSmart

Berkshire Hathaway Inc (BRK-A)vsRiverview Bancorp Inc (RVSB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 701055% more annual revenue ($371.44B vs $52.98M). BRK-A leads profitability with a 18.0% profit margin vs 9.2%. RVSB appears more attractively valued with a PEG of 1.42. RVSB earns a higher WallStSmart Score of 57/100 (C).

BRK-A

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.46

RVSB

Buy

57

out of 100

Grade: C

Growth: 6.0Profit: 5.0Value: 5.7Quality: 4.8
Piotroski: 5/9Altman Z: -0.70

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.0%10/10

Strong operational efficiency at 33.0%

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$4.99B8/10

Generating 5.0B in free cash flow

RVSB1 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Areas to Watch

BRK-A4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
9.682/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

EPS GrowthGrowth
-2.5%2/10

Earnings declined 2.5%

RVSB4 concerns · Avg: 2.5/10
Market CapQuality
$113.50M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.0%3/10

ROE of 3.0% — below average capital efficiency

Free Cash FlowQuality
$-736,0002/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
-0.702/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.

Bull Case : RVSB

The strongest argument for RVSB centers on Price/Book. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : BRK-A

The primary concerns for BRK-A are Piotroski F-Score, PEG Ratio, Revenue Growth.

Bear Case : RVSB

The primary concerns for RVSB are Market Cap, Return on Equity, Free Cash Flow.

Key Dynamics to Monitor

BRK-A profiles as a declining stock while RVSB is a value play — different risk/reward profiles.

BRK-A carries more volatility with a beta of 0.70 — expect wider price swings.

RVSB is growing revenue faster at 9.6% — sustainability is the question.

BRK-A generates stronger free cash flow (5.0B), providing more financial flexibility.

Bottom Line

RVSB scores higher overall (57/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Riverview Bancorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Riverview Bancorp, Inc. is the holding company of Riverview Community Bank providing commercial banking services to small and medium-sized businesses, professionals and individuals who build wealth. The company is headquartered in Vancouver, Washington.

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