WallStSmart

Berkshire Hathaway Inc (BRK-A)vsShore Bancshares Inc (SHBI)

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Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 167001% more annual revenue ($384.69B vs $230.21M). SHBI leads profitability with a 28.7% profit margin vs 22.3%. SHBI appears more attractively valued with a PEG of 1.17. SHBI earns a higher WallStSmart Score of 76/100 (B+).

BRK-A

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 2.59

SHBI

Strong Buy

76

out of 100

Grade: B+

Growth: 8.0Profit: 7.5Value: 7.0Quality: 5.5
Piotroski: 6/9Altman Z: 0.22

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.7/10
Market CapQuality
$1.09T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

EPS GrowthGrowth
107.8%10/10

Earnings expanding 107.8% YoY

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

SHBI6 strengths · Avg: 9.3/10
P/E RatioValuation
11.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
46.5%10/10

Strong operational efficiency at 46.5%

Profit MarginProfitability
28.7%9/10

Keeps 29 of every $100 in revenue as profit

Debt/EquityHealth
0.169/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
21.7%8/10

Earnings expanding 21.7% YoY

Areas to Watch

BRK-A1 concerns · Avg: 2.0/10
PEG RatioValuation
9.682/10

Expensive relative to growth rate

SHBI2 concerns · Avg: 2.5/10
Market CapQuality
$767.90M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
0.222/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.

Bull Case : SHBI

The strongest argument for SHBI centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 28.7% and operating margin at 46.5%. Revenue growth of 10.6% demonstrates continued momentum.

Bear Case : BRK-A

The primary concerns for BRK-A are PEG Ratio.

Bear Case : SHBI

The primary concerns for SHBI are Market Cap, Altman Z-Score.

Key Dynamics to Monitor

SHBI carries more volatility with a beta of 0.80 — expect wider price swings.

SHBI is growing revenue faster at 10.6% — sustainability is the question.

BRK-A generates stronger free cash flow (5.6B), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SHBI scores higher overall (76/100 vs 74/100), backed by strong 28.7% margins and 10.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Shore Bancshares Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Shore Bancshares, Inc. is a bank holding company for Shore United Bank offering various commercial and consumer banking products and services to individuals, businesses and other organizations. The company is headquartered in Easton, Maryland.

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