WallStSmart

Berkshire Hathaway Inc (BRK-A)vsTrupanion Inc (TRUP)

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Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 25707% more annual revenue ($371.44B vs $1.44B). BRK-A leads profitability with a 18.0% profit margin vs 1.4%. BRK-A trades at a lower P/E of 15.3x. TRUP earns a higher WallStSmart Score of 53/100 (C-).

BRK-A

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.46

TRUP

Buy

53

out of 100

Grade: C-

Growth: 8.0Profit: 4.0Value: 4.0Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.0%10/10

Strong operational efficiency at 33.0%

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$4.99B8/10

Generating 5.0B in free cash flow

TRUP2 strengths · Avg: 9.0/10
EPS GrowthGrowth
235.1%10/10

Earnings expanding 235.1% YoY

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Areas to Watch

BRK-A4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
9.682/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

EPS GrowthGrowth
-2.5%2/10

Earnings declined 2.5%

TRUP4 concerns · Avg: 3.0/10
Market CapQuality
$1.09B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.5%3/10

ROE of 5.5% — below average capital efficiency

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

Operating MarginProfitability
2.2%3/10

Operating margin of 2.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.

Bull Case : TRUP

The strongest argument for TRUP centers on EPS Growth, Price/Book. Revenue growth of 11.7% demonstrates continued momentum.

Bear Case : BRK-A

The primary concerns for BRK-A are Piotroski F-Score, PEG Ratio, Revenue Growth.

Bear Case : TRUP

The primary concerns for TRUP are Market Cap, Return on Equity, Profit Margin. A P/E of 55.7x leaves little room for execution misses. Thin 1.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

BRK-A profiles as a declining stock while TRUP is a value play — different risk/reward profiles.

TRUP carries more volatility with a beta of 1.66 — expect wider price swings.

TRUP is growing revenue faster at 11.7% — sustainability is the question.

BRK-A generates stronger free cash flow (5.0B), providing more financial flexibility.

Bottom Line

TRUP scores higher overall (53/100 vs 51/100) and 11.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Trupanion Inc

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Trupanion, Inc. offers monthly subscription medical insurance for dogs and cats in the United States, Canada, Puerto Rico and Australia. The company is headquartered in Seattle, Washington.

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