Berkshire Hathaway Inc (BRK-A)vsX Financial Class A (XYF)
BRK-A
Berkshire Hathaway Inc
$766,000.00
+0.62%
FINANCIAL SERVICES · Cap: $1.09T
XYF
X Financial Class A
$5.16
-0.39%
FINANCIAL SERVICES · Cap: $204.24M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 6771% more annual revenue ($384.69B vs $5.60B). BRK-A leads profitability with a 22.3% profit margin vs 10.1%. XYF trades at a lower P/E of 2.5x. BRK-A earns a higher WallStSmart Score of 74/100 (B).
BRK-A
Strong Buy74
out of 100
Grade: B
XYF
Hold48
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 49.9%
Conservative balance sheet, low leverage
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Revenue declined 56.3%
Earnings declined 89.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bull Case : XYF
The strongest argument for XYF centers on P/E Ratio, Price/Book, Operating Margin.
Bear Case : BRK-A
The primary concerns for BRK-A are PEG Ratio.
Bear Case : XYF
The primary concerns for XYF are Market Cap, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
BRK-A profiles as a mature stock while XYF is a declining play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.60 — expect wider price swings.
BRK-A is growing revenue faster at 10.0% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BRK-A scores higher overall (74/100 vs 48/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →X Financial Class A
FINANCIAL SERVICES · CREDIT SERVICES · China
X Financial offers personal finance services in the People's Republic of China. The company is headquartered in Shenzhen, the People's Republic of China.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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