Berkshire Hathaway Inc (BRK-B)vsChemung Financial Corp (CHMG)
BRK-B
Berkshire Hathaway Inc
$474.07
-0.28%
FINANCIAL SERVICES · Cap: $1.03T
CHMG
Chemung Financial Corp
$66.83
-1.26%
FINANCIAL SERVICES · Cap: $322.08M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 389442% more annual revenue ($371.44B vs $95.35M). CHMG leads profitability with a 19.2% profit margin vs 18.0%. BRK-B trades at a lower P/E of 15.3x. CHMG earns a higher WallStSmart Score of 63/100 (C+).
BRK-B
Buy54
out of 100
Grade: C-
CHMG
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 41.5%
Earnings expanding 51.7% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
19.1% revenue growth
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
Smaller company, higher risk/reward
ROE of 7.4% — below average capital efficiency
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bull Case : CHMG
The strongest argument for CHMG centers on Price/Book, Operating Margin, EPS Growth. Profitability is solid with margins at 19.2% and operating margin at 41.5%. Revenue growth of 19.1% demonstrates continued momentum.
Bear Case : BRK-B
The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio, Revenue Growth.
Bear Case : CHMG
The primary concerns for CHMG are Market Cap, Return on Equity, Piotroski F-Score.
Key Dynamics to Monitor
BRK-B profiles as a declining stock while CHMG is a growth play — different risk/reward profiles.
BRK-B carries more volatility with a beta of 0.70 — expect wider price swings.
CHMG is growing revenue faster at 19.1% — sustainability is the question.
BRK-B generates stronger free cash flow (5.0B), providing more financial flexibility.
Bottom Line
CHMG scores higher overall (63/100 vs 54/100), backed by strong 19.2% margins and 19.1% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Chemung Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Chemung Financial Corporation is the holding company of Chemung Canal Trust Company providing a range of banking, finance, trust and other financial services. The company is headquartered in Elmira, New York.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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