Berkshire Hathaway Inc (BRK-B)vsCivista Bancshares Inc (CIVB)
BRK-B
Berkshire Hathaway Inc
$510.37
+0.66%
FINANCIAL SERVICES · Cap: $1.09T
CIVB
Civista Bancshares Inc
$27.44
+0.33%
FINANCIAL SERVICES · Cap: $570.59M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 209605% more annual revenue ($384.69B vs $183.44M). CIVB leads profitability with a 29.6% profit margin vs 22.3%. CIVB appears more attractively valued with a PEG of 1.37. BRK-B earns a higher WallStSmart Score of 74/100 (B).
BRK-B
Strong Buy74
out of 100
Grade: B
CIVB
Strong Buy66
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 32.6%
Earnings expanding 107.8% YoY
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 39.9%
Keeps 30 of every $100 in revenue as profit
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Smaller company, higher risk/reward
Earnings declined 3.0%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.
Bull Case : CIVB
The strongest argument for CIVB centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 29.6% and operating margin at 39.9%. Revenue growth of 13.5% demonstrates continued momentum.
Bear Case : BRK-B
The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio.
Bear Case : CIVB
The primary concerns for CIVB are Market Cap, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
CIVB carries more volatility with a beta of 0.64 — expect wider price swings.
CIVB is growing revenue faster at 13.5% — sustainability is the question.
BRK-B generates stronger free cash flow (5.6B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BRK-B scores higher overall (74/100 vs 66/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Civista Bancshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Civista Bancshares, Inc. is Civista Bank's financial holding company providing community banking services. The company is headquartered in Sandusky, Ohio.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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