WallStSmart

Berkshire Hathaway Inc (BRK-B)vsEncore Capital Group Inc (ECPG)

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Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 20900% more annual revenue ($371.44B vs $1.77B). BRK-B leads profitability with a 18.0% profit margin vs 14.5%. ECPG appears more attractively valued with a PEG of 0.17. ECPG earns a higher WallStSmart Score of 90/100 (A).

BRK-B

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.60

ECPG

Exceptional Buy

90

out of 100

Grade: A

Growth: 8.7Profit: 8.0Value: 8.3Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.03T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.0%10/10

Strong operational efficiency at 33.0%

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$4.99B8/10

Generating 5.0B in free cash flow

ECPG6 strengths · Avg: 9.8/10
PEG RatioValuation
0.1710/10

Growing faster than its price suggests

P/E RatioValuation
7.5x10/10

Attractively priced relative to earnings

Operating MarginProfitability
36.6%10/10

Strong operational efficiency at 36.6%

Revenue GrowthGrowth
78.3%10/10

Revenue surging 78.3% year-over-year

EPS GrowthGrowth
151.6%10/10

Earnings expanding 151.6% YoY

Return on EquityProfitability
29.4%9/10

Every $100 of equity generates 29 in profit

Areas to Watch

BRK-B4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

EPS GrowthGrowth
-2.5%2/10

Earnings declined 2.5%

ECPG1 concerns · Avg: 3.0/10
Market CapQuality
$1.75B3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.

Bull Case : ECPG

The strongest argument for ECPG centers on PEG Ratio, P/E Ratio, Operating Margin. Revenue growth of 78.3% demonstrates continued momentum. PEG of 0.17 suggests the stock is reasonably priced for its growth.

Bear Case : BRK-B

The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio, Revenue Growth.

Bear Case : ECPG

The primary concerns for ECPG are Market Cap.

Key Dynamics to Monitor

BRK-B profiles as a declining stock while ECPG is a growth play — different risk/reward profiles.

ECPG carries more volatility with a beta of 1.27 — expect wider price swings.

ECPG is growing revenue faster at 78.3% — sustainability is the question.

BRK-B generates stronger free cash flow (5.0B), providing more financial flexibility.

Bottom Line

ECPG scores higher overall (90/100 vs 54/100) and 78.3% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Encore Capital Group Inc

FINANCIAL SERVICES · CREDIT SERVICES · USA

Encore Capital Group, Inc., a specialty finance company, offers debt recovery solutions and other related services to consumers in a variety of financial assets worldwide. The company is headquartered in San Diego, California.

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