WallStSmart

Berkshire Hathaway Inc (BRK-B)vsFifth District Bancorp, Inc. Common Stock (FDSB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 2209270% more annual revenue ($375.39B vs $16.99M). FDSB leads profitability with a 25.9% profit margin vs 19.3%. BRK-B trades at a lower P/E of 14.8x. BRK-B earns a higher WallStSmart Score of 62/100 (C+).

BRK-B

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

FDSB

Buy

55

out of 100

Grade: C

Growth: 8.7Profit: 6.0Value: 5.3Quality: 3.8
Piotroski: 4/9Altman Z: -0.37

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.07T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

FDSB4 strengths · Avg: 9.3/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

EPS GrowthGrowth
418.9%10/10

Earnings expanding 418.9% YoY

Profit MarginProfitability
25.9%9/10

Keeps 26 of every $100 in revenue as profit

Revenue GrowthGrowth
18.1%8/10

18.1% revenue growth

Areas to Watch

BRK-B3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

FDSB3 concerns · Avg: 2.7/10
Market CapQuality
$84.19M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.4%3/10

ROE of 3.4% — below average capital efficiency

Altman Z-ScoreHealth
-0.372/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bull Case : FDSB

The strongest argument for FDSB centers on Price/Book, EPS Growth, Profit Margin. Profitability is solid with margins at 25.9% and operating margin at 14.4%. Revenue growth of 18.1% demonstrates continued momentum.

Bear Case : BRK-B

The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.

Bear Case : FDSB

The primary concerns for FDSB are Market Cap, Return on Equity, Altman Z-Score.

Key Dynamics to Monitor

BRK-B profiles as a value stock while FDSB is a growth play — different risk/reward profiles.

FDSB is growing revenue faster at 18.1% — sustainability is the question.

BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BRK-B scores higher overall (62/100 vs 55/100), backed by strong 19.3% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Fifth District Bancorp, Inc. Common Stock

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Fifth District Bancorp, Inc. (FDSB) is a progressive financial institution dedicated to providing a comprehensive array of banking services tailored to the needs of individuals and businesses within its communities. Emphasizing community engagement and sustainable growth, FDSB employs innovative technologies alongside a customer-centric approach to enhance loyalty and drive economic development. With a robust capital base and disciplined risk management strategies, the bank is well-equipped to withstand economic fluctuations while pursuing strategic growth opportunities. Institutional investors can anticipate a strong commitment to maximizing shareholder value through consistent improvements in financial performance and operational efficiency.

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