WallStSmart

Berkshire Hathaway Inc (BRK-B)vsFirst Merchants Corporation (FRME)

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Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 56796% more annual revenue ($384.69B vs $676.12M). FRME leads profitability with a 29.2% profit margin vs 22.3%. FRME appears more attractively valued with a PEG of 1.40. FRME earns a higher WallStSmart Score of 78/100 (B+).

BRK-B

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 2.59

FRME

Strong Buy

78

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 6.3Quality: 5.0
Piotroski: 6/9Altman Z: -0.11

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.7/10
Market CapQuality
$1.14T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

EPS GrowthGrowth
107.8%10/10

Earnings expanding 107.8% YoY

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

FRME5 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
45.0%10/10

Strong operational efficiency at 45.0%

Profit MarginProfitability
29.2%9/10

Keeps 29 of every $100 in revenue as profit

P/E RatioValuation
12.7x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
21.0%8/10

Revenue surging 21.0% year-over-year

Areas to Watch

BRK-B1 concerns · Avg: 2.0/10
PEG RatioValuation
10.062/10

Expensive relative to growth rate

FRME2 concerns · Avg: 2.5/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Altman Z-ScoreHealth
-0.112/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.

Bull Case : FRME

The strongest argument for FRME centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 29.2% and operating margin at 45.0%. Revenue growth of 21.0% demonstrates continued momentum.

Bear Case : BRK-B

The primary concerns for BRK-B are PEG Ratio.

Bear Case : FRME

The primary concerns for FRME are Return on Equity, Altman Z-Score.

Key Dynamics to Monitor

BRK-B profiles as a mature stock while FRME is a growth play — different risk/reward profiles.

FRME carries more volatility with a beta of 0.88 — expect wider price swings.

FRME is growing revenue faster at 21.0% — sustainability is the question.

BRK-B generates stronger free cash flow (5.6B), providing more financial flexibility.

Bottom Line

FRME scores higher overall (78/100 vs 74/100), backed by strong 29.2% margins and 21.0% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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First Merchants Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

First Merchants Corporation is the financial holding company for First Merchants Bank providing community banking services. The company is headquartered in Muncie, Indiana.

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