WallStSmart

Berkshire Hathaway Inc (BRK-B)vsHingham Institution for Savings (HIFS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 321736% more annual revenue ($384.69B vs $119.53M). HIFS leads profitability with a 55.5% profit margin vs 22.3%. HIFS trades at a lower P/E of 10.1x. BRK-B earns a higher WallStSmart Score of 74/100 (B).

BRK-B

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

HIFS

Strong Buy

71

out of 100

Grade: B

Growth: 10.0Profit: 7.5Value: 6.7Quality: 3.8
Piotroski: 5/9Altman Z: 0.15

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.7/10
Market CapQuality
$1.07T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

EPS GrowthGrowth
107.8%10/10

Earnings expanding 107.8% YoY

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

HIFS6 strengths · Avg: 10.0/10
P/E RatioValuation
10.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Profit MarginProfitability
55.5%10/10

Keeps 56 of every $100 in revenue as profit

Operating MarginProfitability
80.6%10/10

Strong operational efficiency at 80.6%

Revenue GrowthGrowth
108.0%10/10

Revenue surging 108.0% year-over-year

EPS GrowthGrowth
168.5%10/10

Earnings expanding 168.5% YoY

Areas to Watch

BRK-B2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

HIFS3 concerns · Avg: 2.0/10
Market CapQuality
$656.76M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
0.152/10

Distress zone — elevated risk

Debt/EquityHealth
2.771/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.

Bull Case : HIFS

The strongest argument for HIFS centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 55.5% and operating margin at 80.6%. Revenue growth of 108.0% demonstrates continued momentum.

Bear Case : BRK-B

The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio.

Bear Case : HIFS

The primary concerns for HIFS are Market Cap, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.77 is elevated, increasing financial risk.

Key Dynamics to Monitor

BRK-B profiles as a mature stock while HIFS is a growth play — different risk/reward profiles.

HIFS carries more volatility with a beta of 0.82 — expect wider price swings.

HIFS is growing revenue faster at 108.0% — sustainability is the question.

BRK-B generates stronger free cash flow (5.6B), providing more financial flexibility.

Bottom Line

BRK-B scores higher overall (74/100 vs 71/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Hingham Institution for Savings

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Hingham Institution for Savings offers a variety of financial products and services to individuals and businesses in the United States. The company is headquartered in Hingham, Massachusetts.

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