WallStSmart

Berkshire Hathaway Inc (BRK-B)vsFirst Internet Bancorp (INBK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 697441% more annual revenue ($384.69B vs $55.15M). BRK-B leads profitability with a 22.3% profit margin vs -57.0%. BRK-B earns a higher WallStSmart Score of 74/100 (B).

BRK-B

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

INBK

Buy

51

out of 100

Grade: C-

Growth: 10.0Profit: 3.0Value: 5.0Quality: 4.0
Piotroski: 4/9Altman Z: 0.35

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.7/10
Market CapQuality
$1.09T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

EPS GrowthGrowth
107.8%10/10

Earnings expanding 107.8% YoY

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

INBK3 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
39.0%10/10

Revenue surging 39.0% year-over-year

EPS GrowthGrowth
1250.0%10/10

Earnings expanding 1250.0% YoY

Areas to Watch

BRK-B2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

INBK4 concerns · Avg: 2.0/10
Market CapQuality
$249.08M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-9.3%2/10

ROE of -9.3% — below average capital efficiency

Altman Z-ScoreHealth
0.352/10

Distress zone — elevated risk

Profit MarginProfitability
-57.0%1/10

Currently unprofitable

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.

Bull Case : INBK

The strongest argument for INBK centers on Price/Book, Revenue Growth, EPS Growth. Revenue growth of 39.0% demonstrates continued momentum.

Bear Case : BRK-B

The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio.

Bear Case : INBK

The primary concerns for INBK are Market Cap, Return on Equity, Altman Z-Score.

Key Dynamics to Monitor

BRK-B profiles as a mature stock while INBK is a hypergrowth play — different risk/reward profiles.

INBK carries more volatility with a beta of 0.83 — expect wider price swings.

INBK is growing revenue faster at 39.0% — sustainability is the question.

BRK-B generates stronger free cash flow (5.6B), providing more financial flexibility.

Bottom Line

BRK-B scores higher overall (74/100 vs 51/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

Visit Website →

First Internet Bancorp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

First Internet Bancorp is the banking holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services to individuals and business customers in the United States. The company is headquartered in Fishers, Indiana.

Visit Website →

Want to dig deeper into these stocks?