Berkshire Hathaway Inc (BRK-B)vsJiayin Group Inc (JFIN)
BRK-B
Berkshire Hathaway Inc
$488.13
+1.98%
FINANCIAL SERVICES · Cap: $1.07T
JFIN
Jiayin Group Inc
$4.03
-3.36%
FINANCIAL SERVICES · Cap: $209.84M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 5933% more annual revenue ($375.39B vs $6.22B). JFIN leads profitability with a 24.7% profit margin vs 19.3%. JFIN trades at a lower P/E of 0.9x. BRK-B earns a higher WallStSmart Score of 62/100 (C+).
BRK-B
Buy62
out of 100
Grade: C+
JFIN
Buy51
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.5B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 41 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Areas to Watch
4.4% revenue growth
Weak financial health signals
Expensive relative to growth rate
Grey zone — moderate risk
Smaller company, higher risk/reward
Weak financial health signals
Revenue declined 22.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bull Case : JFIN
The strongest argument for JFIN centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 24.7% and operating margin at 8.7%.
Bear Case : BRK-B
The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.
Bear Case : JFIN
The primary concerns for JFIN are Altman Z-Score, Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
BRK-B profiles as a value stock while JFIN is a declining play — different risk/reward profiles.
JFIN carries more volatility with a beta of 0.82 — expect wider price swings.
BRK-B is growing revenue faster at 4.4% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BRK-B scores higher overall (62/100 vs 51/100), backed by strong 19.3% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Jiayin Group Inc
FINANCIAL SERVICES · CREDIT SERVICES · China
Jiayin Group Inc. is an online individual financial platform connecting individual investors and individual borrowers in China. The company is headquartered in Shanghai, the People's Republic of China.
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