WallStSmart

Berkshire Hathaway Inc (BRK-B)vsM&T Bank Corporation (MTB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 3970% more annual revenue ($384.69B vs $9.45B). MTB leads profitability with a 32.1% profit margin vs 22.3%. MTB appears more attractively valued with a PEG of 1.39. MTB earns a higher WallStSmart Score of 77/100 (B+).

BRK-B

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

MTB

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 7.5Value: 6.3Quality: 4.5
Piotroski: 6/9Altman Z: -0.32

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.7/10
Market CapQuality
$1.09T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

EPS GrowthGrowth
107.8%10/10

Earnings expanding 107.8% YoY

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

MTB6 strengths · Avg: 9.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Profit MarginProfitability
32.1%10/10

Keeps 32 of every $100 in revenue as profit

Operating MarginProfitability
45.1%10/10

Strong operational efficiency at 45.1%

P/E RatioValuation
12.0x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
25.5%8/10

Earnings expanding 25.5% YoY

Free Cash FlowQuality
$1.25B8/10

Generating 1.2B in free cash flow

Areas to Watch

BRK-B2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

MTB1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
-0.322/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.

Bull Case : MTB

The strongest argument for MTB centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 32.1% and operating margin at 45.1%. PEG of 1.39 suggests the stock is reasonably priced for its growth.

Bear Case : BRK-B

The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio.

Bear Case : MTB

The primary concerns for MTB are Altman Z-Score.

Key Dynamics to Monitor

BRK-B carries more volatility with a beta of 0.60 — expect wider price swings.

BRK-B is growing revenue faster at 10.0% — sustainability is the question.

BRK-B generates stronger free cash flow (5.6B), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MTB scores higher overall (77/100 vs 74/100), backed by strong 32.1% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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M&T Bank Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

M&T Bank Corporation is an American bank holding company headquartered in Buffalo, New York.

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