Berkshire Hathaway Inc (BRK-B)vsNorthpointe Bancshares, Inc. (NPB)
BRK-B
Berkshire Hathaway Inc
$474.07
-0.28%
FINANCIAL SERVICES · Cap: $1.03T
NPB
Northpointe Bancshares, Inc.
$17.83
+2.53%
FINANCIAL SERVICES · Cap: $606.06M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 147610% more annual revenue ($371.44B vs $251.47M). NPB leads profitability with a 35.1% profit margin vs 18.0%. NPB trades at a lower P/E of 7.8x. NPB earns a higher WallStSmart Score of 70/100 (B).
BRK-B
Buy54
out of 100
Grade: C-
NPB
Strong Buy70
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 46.1%
Revenue surging 27.9% year-over-year
Earnings expanding 24.2% YoY
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
Smaller company, higher risk/reward
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bull Case : NPB
The strongest argument for NPB centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 35.1% and operating margin at 46.1%. Revenue growth of 27.9% demonstrates continued momentum.
Bear Case : BRK-B
The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio, Revenue Growth.
Bear Case : NPB
The primary concerns for NPB are Market Cap, Free Cash Flow.
Key Dynamics to Monitor
BRK-B profiles as a declining stock while NPB is a growth play — different risk/reward profiles.
NPB is growing revenue faster at 27.9% — sustainability is the question.
BRK-B generates stronger free cash flow (5.0B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NPB scores higher overall (70/100 vs 54/100), backed by strong 35.1% margins and 27.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Northpointe Bancshares, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Northpointe Bancshares, Inc. is the bank holding company for Northpointe Bank provides various banking products and services. The company is headquartered in Grand Rapids, Michigan.
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