Berkshire Hathaway Inc (BRK-B)vsUnited Bancorp Inc (UBCP)
BRK-B
Berkshire Hathaway Inc
$474.07
-0.28%
FINANCIAL SERVICES · Cap: $1.03T
UBCP
United Bancorp Inc
$16.39
+2.63%
FINANCIAL SERVICES · Cap: $94.17M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 1167779% more annual revenue ($371.44B vs $31.80M). UBCP leads profitability with a 24.4% profit margin vs 18.0%. UBCP trades at a lower P/E of 12.2x. UBCP earns a higher WallStSmart Score of 58/100 (C).
BRK-B
Buy54
out of 100
Grade: C-
UBCP
Buy58
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 32.7%
Keeps 24 of every $100 in revenue as profit
Attractively priced relative to earnings
17.4% revenue growth
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
Smaller company, higher risk/reward
Weak financial health signals
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-B
The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bull Case : UBCP
The strongest argument for UBCP centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 32.7%. Revenue growth of 17.4% demonstrates continued momentum.
Bear Case : BRK-B
The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio, Revenue Growth.
Bear Case : UBCP
The primary concerns for UBCP are Market Cap, Piotroski F-Score, Free Cash Flow.
Key Dynamics to Monitor
BRK-B profiles as a declining stock while UBCP is a growth play — different risk/reward profiles.
BRK-B carries more volatility with a beta of 0.70 — expect wider price swings.
UBCP is growing revenue faster at 17.4% — sustainability is the question.
BRK-B generates stronger free cash flow (5.0B), providing more financial flexibility.
Bottom Line
UBCP scores higher overall (58/100 vs 54/100), backed by strong 24.4% margins and 17.4% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →United Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
United Bancorp, Inc. is the banking holding company for Unified Bank providing commercial and retail banking services in Ohio. The company is headquartered in Martins Ferry, Ohio.
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