WallStSmart

Blackstone Group Inc (BX)vsPrincipal Financial Group Inc (PFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Principal Financial Group Inc generates 7% more annual revenue ($15.46B vs $14.40B). BX leads profitability with a 21.2% profit margin vs 10.1%. PFG appears more attractively valued with a PEG of 1.06. PFG earns a higher WallStSmart Score of 65/100 (C+).

BX

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 9.0Value: 4.3Quality: 3.5
Piotroski: 3/9Altman Z: 1.29

PFG

Buy

65

out of 100

Grade: C+

Growth: 4.7Profit: 5.5Value: 6.3Quality: 4.0
Piotroski: 3/9Altman Z: 0.29

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BX4 strengths · Avg: 9.5/10
Return on EquityProfitability
36.5%10/10

Every $100 of equity generates 36 in profit

Operating MarginProfitability
38.0%10/10

Strong operational efficiency at 38.0%

Market CapQuality
$152.33B9/10

Large-cap with strong market position

Profit MarginProfitability
21.2%9/10

Keeps 21 of every $100 in revenue as profit

PFG3 strengths · Avg: 8.7/10
EPS GrowthGrowth
819.0%10/10

Earnings expanding 819.0% YoY

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

BX4 concerns · Avg: 4.0/10
PEG RatioValuation
2.094/10

Expensive relative to growth rate

P/E RatioValuation
32.0x4/10

Premium valuation, high expectations priced in

Price/BookValuation
11.6x4/10

Trading at 11.6x book value

EPS GrowthGrowth
3.9%4/10

3.9% earnings growth

PFG3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-4.5%2/10

Revenue declined 4.5%

Altman Z-ScoreHealth
0.292/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BX

The strongest argument for BX centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 21.2% and operating margin at 38.0%.

Bull Case : PFG

The strongest argument for PFG centers on EPS Growth, P/E Ratio, Price/Book. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bear Case : BX

The primary concerns for BX are PEG Ratio, P/E Ratio, Price/Book. Debt-to-equity of 1.69 is elevated, increasing financial risk.

Bear Case : PFG

The primary concerns for PFG are Piotroski F-Score, Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

BX profiles as a mature stock while PFG is a declining play — different risk/reward profiles.

BX carries more volatility with a beta of 1.58 — expect wider price swings.

BX is growing revenue faster at 5.7% — sustainability is the question.

BX generates stronger free cash flow (958M), providing more financial flexibility.

Bottom Line

PFG scores higher overall (65/100 vs 59/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Blackstone Group Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Blackstone Group Inc. is an alternative asset management company specializing in real estate, private equity, hedge fund solutions, credit, secondary funds of funds, public debt and equity strategies and multiple asset classes. The company is headquartered in New York, New York with additional offices across Asia, Europe and North America.

Principal Financial Group Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Principal Financial Group is an American global financial investment management and insurance company headquartered in Des Moines, Iowa.

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