Meta Financial Group Inc (CASH)vsU.S. Bancorp (USB)
CASH
Meta Financial Group Inc
$89.69
+1.06%
FINANCIAL SERVICES · Cap: $1.82B
USB
U.S. Bancorp
$60.40
+2.58%
FINANCIAL SERVICES · Cap: $94.88B
Smart Verdict
WallStSmart Research — data-driven comparison
U.S. Bancorp generates 3329% more annual revenue ($26.65B vs $777.18M). USB leads profitability with a 29.3% profit margin vs 24.3%. CASH appears more attractively valued with a PEG of 0.20. USB earns a higher WallStSmart Score of 69/100 (B-).
CASH
Strong Buy69
out of 100
Grade: B-
USB
Strong Buy69
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Strong operational efficiency at 38.2%
Conservative balance sheet, low leverage
Every $100 of equity generates 22 in profit
Keeps 24 of every $100 in revenue as profit
Strong operational efficiency at 37.8%
Large-cap with strong market position
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 1.3B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Revenue declined 3.7%
Distress zone — elevated risk
Expensive relative to growth rate
4.6% revenue growth
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CASH
The strongest argument for CASH centers on PEG Ratio, P/E Ratio, Operating Margin. Profitability is solid with margins at 24.3% and operating margin at 38.2%. PEG of 0.20 suggests the stock is reasonably priced for its growth.
Bull Case : USB
The strongest argument for USB centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 29.3% and operating margin at 37.8%.
Bear Case : CASH
The primary concerns for CASH are Market Cap, Revenue Growth, Altman Z-Score.
Bear Case : USB
The primary concerns for USB are PEG Ratio, Revenue Growth, Debt/Equity.
Key Dynamics to Monitor
CASH profiles as a declining stock while USB is a value play — different risk/reward profiles.
USB carries more volatility with a beta of 1.00 — expect wider price swings.
USB is growing revenue faster at 4.6% — sustainability is the question.
USB generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
CASH scores higher overall (69/100 vs 69/100), backed by strong 24.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Meta Financial Group Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Meta Financial Group, Inc. is the holding company of MetaBank offering various banking products and services in the United States. The company is headquartered in Sioux Falls, South Dakota.
Visit Website →U.S. Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
U.S. Bancorp is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware. The company provides banking, investment, mortgage, trust, and payment services products to individuals, businesses, governmental entities, and other financial institutions.
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